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Have you prepared for retirement or just sitting waiting forn something to take care it? It's true the economy has taken a nose dive and everyone has lost homes, cars, stock investments, jobs, etc. - The list goes on. But that doesn't mean you have stop saving -- it's just mean new adjustments have to made --budgeting, lifestyle changes... That sort of thing. My book will give you more details on what you can do now in order to start saving for your retirement.