Navigating the Health Insurance Landscape by Robert Adziashvili - HTML preview

Navigating the Health Insurance Landscape

7. Fixed Indemnity Insurance: Pros

Are yo u l o o k i n g fo r a heal t h i n suran c e pl an t hat o ffers i n c reasi n g ben efi t s o v er t i me? Lo o k n o furt her t han Fi xed In demn i t y i n suran c e! Wi t h t hi s pl an , yo ur ben efi t s ac t ual l y i n c rease aft er 1 2 mo n t hs, pro v i di n g yo u wi t h ev en bett er c o v erage. In man y c ases, t he i n suran c e c o mpan y pays yo u do ubl e t he ben efi t s yo u i n i t i al l y rec ei v ed. Let 's break i t do wn wi t h an exampl e: i f yo ur dai l y ho spi t al ben efi t s were $5 0 0 0 , aft er 1 2 mo n t hs, yo u wo ul d rec ei v e $1 0 ,0 0 0 per day. That 's a si gn i fi c an t i n c rease!

But t hat 's n o t al l . Wi t h Fi xed In demn i t y i n suran c e, t here are o t her adv an t ages wai t i n g fo r yo u. D uri n g t he fi rst 1 2 mo n t hs, yo u mi ght hav e been rest ri c t ed t o 6 do c t o r v i si t s. Ho wev er, aft er 1 2 mo n t hs, yo ur n umber o f v i si t s gro ws t o 9 an d k eeps expan di n g. Thi s mean s yo u hav e mo re freedo m t o see t he heal t hc are pro fessi o n al s yo u n eed. Addi t i o n al l y, i f yo u st ay wi t h yo ur pl an aft er 1 2 mo n t hs, yo ur pre exi st i n g c o n di t i o n s wi l l be t reat ed, en suri n g yo u rec ei v e t he c are yo u requi re.

Gett i n g st art ed wi t h Fi xed In demn i t y i n suran c e i s easy an d fast . The regi st rat i o n pro c ess i s st rai ght fo rward, an d yo u c an expec t appro v al wi t hi n 4 8 ho urs. The c o v erage i s fl exi bl e an d av ai l abl e an ywhere i n t he U S A, ac ro ss al l 5 0 st at es. No matt er where yo u are, yo u c an c o un t o n yo ur i n suran c e t o hav e yo ur bac k .