Navigating the Health Insurance Landscape by Robert Adziashvili - HTML preview

Navigating the Health Insurance Landscape

7. Why Fixed Indemnity plan can be a winning choice for many

Are yo u l o o k i n g fo r a heal t h i n suran c e pl an t hat c an o ffer yo u great c o v erage at an affo rdabl e pri c e? Lo o k n o furt her t han t he Fi xed In demn i t y pl an ! Thi s t ype o f i n suran c e c an be a wi n n i n g c ho i c e fo r man y peo pl e, an d l et me t el l yo u why. Fi rst an d fo remo st , t he premi ums fo r Fi xed In demn i t y pl an s are appro xi mat el y t hree t i mes l o wer t han t he av erage pl an s o ffered un der t he Affo rdabl e Care Ac t ( ACA) . Thi s mean s yo u c an sav e a si gn i fi c an t amo un t o f mo n ey whi l e st i l l rec ei v i n g qual i t y heal t hc are.

An o t her fan t ast i c adv an t age o f Fi xed In demn i t y pl an s i s t he o pen Preferred Pro v i der O rgan i z at i o n ( PPO ) n et wo rk t hey o ffer. U n l i k e c l o sed Heal t h Mai n t en an c e O rgan i z at i o n ( HMO ) n et wo rk s, whi c h l i mi t yo ur c ho i c e o f heal t hc are pro v i ders, t he o pen PPO n et wo rk gi v es yo u t he freedo m t o v i si t an y do c t o r o r spec i al i st yo u prefer. Thi s fl exi bi l i t y al l o ws yo u t o rec ei v e medi c al c are fro m t he pro v i ders yo u t rust mo st , en suri n g t hat yo ur heal t h n eeds are met t o yo ur sat i sfac t i o n .

Wi t h a Fi xed In demn i t y pl an , yo u'l l al so en jo y n at i o n wi de c o v erage ac ro ss al l 5 0 st at es, as o ppo sed t o t he regi o n al c o v erage pro v i ded by ACA pl an s. Thi s mean s t hat whet her yo u're t rav el i n g fo r busi n ess o r pl easure, yo u c an hav e peac e o f mi n d k n o wi n g t hat yo u're c o v ered wherev er yo u go . No n eed t o wo rry abo ut emergen c i es o r un expec t ed heal t h i ssues po ppi n g up duri n g yo ur t ri ps.