Navigating the Health Insurance Landscape by Robert Adziashvili - HTML preview

Navigating the Health Insurance Landscape

In addi t i o n t o subsi di es, go v ern men t po l i c y c an i mpac t heal t h i n suran c e c o st s t hro ugh regul at i o n s an d man dat es. Fo r i n st an c e, when t he go v ern men t en fo rc es rul es t hat requi re i n suran c e c o mpan i es t o c o v er c ert ai n prev en t i v e serv i c es wi t ho ut c o st -shari n g, i t c an c o n t ri but e t o hi gher premi ums. Whi l e prev en t i v e serv i c es are essen t i al fo r pro mo t i n g o v eral l heal t h, t he i n c l usi o n o f t hese serv i c es i n i n suran c e pl an s adds t o t he o v eral l c o st s fo r i n surers, whi c h t hey may pass o n t o c o n sumers t hro ugh hi gher premi ums. Therefo re, go v ern men t po l i c i es t hat expan d c o v erage an d ben efi t s c an po si t i v el y i mpac t o ur ac c ess t o c are but may al so resul t i n i n c reased heal t h i n suran c e c o st s.