
Contents
Preface ................................................................................................... 4
1. Budget ............................................................................................ 5
2. Golden Rules................................................................................... 9
3. Shopping .......................................................................................12
4. Credit Cards ...................................................................................20
5. Personal Finance............................................................................23
6. Health Care....................................................................................26
7. Travel ............................................................................................29
8. Insurance and Tax ..........................................................................33
9. Fun and Entertainment ..................................................................34
10. Hobbies .....................................................................................40
11. Vehicle.......................................................................................43
12. Household .................................................................................49
13. Utilities ......................................................................................60
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