You don’t have to see the whole staircase, just take the first step.
In every undertaking, there's always a process and budgeting is no different. You have to start with a plan because without it failure is certain.
Many people are not doing budgeting and if they do, they're not committed as it is difficult. Perhaps it's for an obvious reason, budgeting is tedious and self-discipline is a drag.
Like what I've mentioned above, there's a step-by-step process in planning a budget. Having control over your personal finances will open up investment and saving opportunities for retirement.
Personal budgeting will enable you to be financially secured.
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