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This ebook contains two essays, "the socialist myth of the greedy banker" and "the socialist myth of economic monopoly". The first essay explained why private banks cannot create money and therefore are not responsible for the current economic crisis. In the second essay, I explain why monopolies are always the result of government regulation and never the result of the free market. Both essays are written for the general reader with no economic knowledge. The only prerequisite is an interest on the subjects.