What Car Should I Buy? New or Used without the Hype ~ Please! by Terry Clark - HTML preview

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What Car Should I Buy? New or Used without the Hype ~ Please!

 

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"What You Need to Know Before You Lay A Dime Down of Your Hard Earned Money"....

 

 

by Terry Clark

 

 

 

Table of Content

 

1. How To Avoid Paying For Options You Don't Need

2. How to Get the Most Value for Your Trade-in

3. How To Research Your Chosen Vehicle and Save Money

4. How to Shop Around for the Best Price

5. How Women CAN Get a Fair Price on a Car

6. Is the Car Dealer's Financing Always the Best Choice

7. Know What You Want in a Car Before You Buy

8. Sales Tactics You Should Watch Out for When Buying a Car

9. Should You Buy a Used Car from the Classifieds

10. Should You Lease or Buy Your Car

11. The Benefits of Buying a Car from the Original Owner

12. The Best Time of Day to Buy a New Car

13. The Best Time of Month to Buy a Car

14. The Dangers of Buying a Car from a Personal Seller

15. The Pros and Cons of Buying a New Vehicle

16. The Pros and Cons of Buying a Used Car

17. What NOT to Tell a Car Dealer When Buying a Car

18. What To Tell the Car Dealer During Negotiations

19. What You Should Check on the Test Drive

20. What You Should Know About Car Warranties

21. Where To Find a Car's History and Why That's Important

22. Why Buying a Quality Car Could Save You Money in the Long Run

23. Why You Should Bring a Friend When Buying a Car

24. Why You Shouldn't Negotiate Based on the Sticker Price

25. Why You Should Not Base Your Decision on the Monthly Cost

26. Advantages of Hybrid Cars

27. Benefits of Buying a Car at Auction

28. Benefits of Owning an Electric Car

29. Buying Cars over the Internet

30. Car Problems and How to Fix Them

31. Different Methods of Paying for a New Car

32. How to Afford a New Car

33. How to Avoid Hardship when You Buy a New Car

34. How to Maintain the Bodywork

35. How to Maintain Your Car Engine

36. Insurance for Your Car

37. Safety Features for Cars

38. The Importance of Engine Size

39. Things to Budget for When Purchasing a New Car

40. Tips to Buying a Car for a Teen

41. What Extras Should You Have on Your Car

42. Why Bother With Car Seat Covers

43. Why People are Interested in Hybrid Vehicles

44. When Buying a New 4x4

45. How to find the best car dealers for new car deals

46. How To Find Great Deals At A Used Car Dealer

 

 *** A Surprise Bonus: Get Any Car You Desire for 50%-90% off the Sticker Price. (Valueable information).

 

 

 

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1. How To Avoid Paying For Options You Don't Need

 

When you are finally ready to sign on the dotted line for that new car and the dealer asks (or tells) you about all those optional extras that you are sure to need, Stop! Optional extras do not come for free. The dealer may try to make out he is doing you a favor by having the car Scotchgarded for an extra five hundred, but you can buy the spray-cans and do it yourself for something like $5 per can.

 

And watch out for the 'can't get finance without anti-theft devices' trick. It will pay you to double-check with your insurance provider or finance institution. It may be true or it may not, and you may also be able to get them installed somewhere else a lot cheaper. Remember, it's when you move to the finance office to finalize the deal on your car that's the most dangerous time. You've let your guard down because you thought it was all over. Wrong! Now is the time when someone will come along and try to sell you $700 worth of extras for $3500 - or more. The only time you won't be subject to this scam is if you bought your car from a reputable online dealer.

 

Some other optional extras that you really shouldn't need are: -

 

* Rust proofing. They'll charge you $800 when it cost them $40. Most cars come with rust proofing that's guaranteed for 6 years or 100,000 miles. How much more do you want?

* Paint Sealant. $300 for a $10 job. This is usually just a wax from a bottle; no wax lasts for years. Read the instructions on the bottle.

* Detailing/pinstriping. It'll cost you close to $400 and them $30. If you really want it, get a quote from a private person. You'll save a bomb.

* Credit Life Insurance. $200 for you and $30 for them. It is against the law for them to tell you that you must take this if your credit is bad. Watch out for Credit Disability Insurance. It doesn't kick in until after 15 days so if you've been injured for 12 days you get nothing. If you want insurance get it from another place, not the dealer. Watch that they don't try to sneak it in.

 

There are more extras - list goes on...and on. Dealers can make up to $3500 extra profit on extras like these, so keep your wits about you and know what's on the paper before you sign.

 

 

2. How to Get the Most Value for Your Trade-in

 

When the question of trading in your car comes up, you'll want to know how to get the best price for it. What you get will be determined by its condition and age as much as anything. But is it a good idea to trade-in your old car when you are buying the new one? Or will you get more money by selling privately.

 

Many car-dealing guides claim that you will get more money selling your old car privately, but money may not be the only thing to consider. That advantage of trading in your car is that you won't have the expense and trouble of placing ads, making appointments and dealing with buyers, many of whom have no real desire to purchase. You can get rid of the old car at the same time you pick up the new one, and it may get you a better deal or lower payments. In fact, you may even pay less sales tax where there is a trade-in, depending on the laws of your state.

 

To get the trade-in price of your car, go to Edmunds.com and click on the TMV (true market value)'Used Car Appraiser'. Type in all required information for a specific trade-in value. This might differ from what the dealers offer you, which can vary due to anything from the manager's mood to his inventory or the time of the month. 

 

To boost the value of your trade-in, go to several dealers and tell them that the sale of the new car will depend on the trade-in price they offer. Let them know they are not the only people you are seeing. If this seems like too much trouble, remember it is less effort than advertising and showing it to a long procession of private buyers.

 

It goes without saying that you should present your trade-in in the best possible light that you can. Go to the trouble to wash and polish it, inside and out. Get rid of all the rubbish from the floor; make little repairs that don't cost a lot. This will tell the dealer that you have looked after the car for the time that you've had it. Realize that most dealers don't make a great deal of profit on trade-ins. Another point to consider is that if the dealer already has four or five cars in his yard the same make, model and color of yours, he won't be overly enthusiastic about getting another one, so will not want to give you top dollar for yours. In that case, you might want to check out another dealership.

 

 

3. How To Research Your Chosen Vehicle and Save Money

 

Before you go out to buy that car, it might pay to do some research on it. If it is a used car, you will need to find out if it really is worth the amount it is advertised at. There are many websites that allow you to type in make and model of a car and get details of what it is worth. Ideally, you should make a folder especially for all the information you will get from various sources. It's easy to forget or confuse one set of information with another.

 

Trading magazines will give you a good idea of what a particular make and model of car is selling for, and you can watch the ads in the newspaper and at used car lots. Be sure to save all the data and put it into your folder. But price is not the only thing you want to find out. 

 

If your chosen vehicle is a used car, it should be possible to find out where it came from. If the owner lived by the water, you should look for possible rust. This can be a point in your favor if the salesperson is trying to drive a hard bargain. Cars that have been flooded are often cleaned up and shipped to another state to sell. The same applies to cars that have been in an accident. 

To research your chosen vehicle, go to a website like autocheck.com or carfax.com and type in the vehicle's VIN (vehicle identification number). These services are free, but you must give your email address so they can send you the information. You'll soon find out the history of the car and it could save you a great deal of money.

 

New car pricing info can be had from FightingChance.com, Autoweb, Autos.com, Invoice Dealers and others. They will give you prices on new and used cars and also the dealer invoice price for new cars. It's much easier to do this research online rather than drive all over town hunting down prices. Always get at least three quotes for a new car. They will all vary. The way to get the best price on your chosen vehicles is with competing quotes. You should never go to a car yard without your quotes to compare with their prices.

 

These days, many sites (eg, CarsDirect.com) sell new cars directly through the site. This could be a good option for you, particularly if you hate facing salespeople. They often will give you a great deal and deliver the car to your driveway. They can offer these deals by cutting out the middleman, as it were, putting you in touch with a fleet manager who does not work on commissions.

 

It is certainly worth the extra effort to research before you buy. It could save you thousands.

 

 

4. How to Shop Around for the Best Price

 

When you are buying a car - whether new or use - you will want to do everything in your power to get the best price. There are many websites that will give you car prices and you should look into several of these and get a number of quotes. Write them down or print off the spreadsheet and keep it in a special folder to take with you when you go the dealership. Using the lowest one, you can then tell the dealer what you've been offered and see if he will match it. However, there will come a point where they won't go any lower. And if you ask them to cut into their profit margin, they could easily take it back in some other part of the deal, so be careful. 

 

It is a good idea to establish your credit source before you go. Car dealerships don't always offer the best interest rates for loans, so get data from other loan sources before you go, then you'll be able to negotiate. Find out your credit rating too. The salesman will be sure to, so if you know ahead of time, you won't get any surprises. Most people don't have perfect credit rating, but the better yours is, the more room you have to negotiate low-interest rates on your loan.

  

Today's new car market is extremely crowded and new cars are offered with many incentives to make them more attractive to the buyer. These incentives can be in the form of a cash rebate or lower interest rates. The thing with incentives is to remember that oten the car with the most incentives has them because it is not selling very well. (Incentives are there to make you buy, right?) so ask yourself, why is this make or model not a good seller? Of course the only way to find out the truth is to go to those websites that give out free information on the make and model. Remember, the more information you have, the more likely you are to know a good deal when you see it, and be able to avoid getting 'taken for a ride'. 

 

 Edmunds.com is one website that will give you the latest information on what deals are available on the car of your choice. TV and newspaper ads may also have this information, but remember that it is not always available for all models or in every state.

 

 

5. How Women CAN Get a Fair Price on a Car

 

Many women think they will be at a disadvantage when they go to buy a car, but remember, you will only be taken for a ride if you let it happen. There are many things you can do to reduce the risk and earn the respect you deserve. The first thing to do is research. Get on the Internet and find out all you can about the car you want to buy. Invoice price is important. Print it all out, read it and keep it in a folder. Take the folder with you so you can refer to it when buying a car.

 

Many salesmen will try to win you over with a mild flirtation. Don't fall for it. Ignore it, or give them a very cool look. Practice in the mirror or with a friend if you have to. When you can freeze water with a look, they'll be able to tell you. Don't let the salesperson do all the question asking. It gives them power. If you don't know what questions you should be asking, find out from a trusted friend - or a mechanic.

 

Refuse to discuss money - especially monthly payments- until you're through looking. If a salesperson knows your monthly limit, they often feel challenged to see how much more they can get. Have a list of all the things you are looking for in a car and bring it with you. Refer to it often so you don't get sidetracked.

 

Don't wear your most expensive clothes or jewelery to the dealership. This will peg you as someone with money to spend no matter what you say. Park your car a block away and walk into the dealership. If you intend to trade your vehicle don't let on until you've talked money, or he will factor this into the price. 

 

It's a good idea to take a friend along for moral support. The salesperson is less likely to try flirting or be patronizing. But if your friend is male, make sure the salesman knows it's you who is buying. During the test-drive, make sure you are the one to drive and your friend gets to ride in the front passenger seat. Relegate the salesperson to the back seat where he can't interfere with your concentration. Coach your friend beforehand to be the one to talk to him if he turns out to be a chatterer.

 

Don't let him pass you on to another salesperson. One of their tricks is to try and keep you there and wear down your resistance like this. Remember, you are the one with the money, so if you don't like the way he treats you, leave.

 

 

6. Is the Car Dealer's Financing Always the Best Choice

 

When you decide to purchase that new car, you'll usually need financing. Of course you can let the dealer arrange all this and it will save you a lot of trouble, but it may not save your dollars. It doesn't take much effort to do a bit of research online. Capital One Auto Finance and E-Loan are two good online financing options that could help you save money. If you have competing financing quotes, you'll be able to save a bomb on interest rates.

 

Of course you will already have inspected the deals available from places like Cars.com, Invoice Dealers, CarsDirect and auto.com. These websites will give you all the information on what you should be paying for a new car and you've got it all stored in a special folder so you don't forget, right? So now you can make the deal go your way, instead of having to believe everything the salesperson tells you. 

 

So now you have two options, you can pay for the car with your check from your auto financing place, or you can use it to negotiate lower interest rates from your dealer. One other thing you should know that's of vital importance. That is your own credit score. This will have a direct bearing on how high or low your interest rates will be. If you don't know it, they will be sure to find out and that will give them an edge, so be prepared. You can find out your credit score online from Equifax, TrueCredit or Consumerinfo, for a small fee, but it's worth every dime. 

 

If your credit rating score gets you rejected for a loan (below 680 may do so), apply to an online financing source that caters especially for high-risk loans. AutoCredit Finders is one place that will usually find an underwriter willing to give you credit. Your score will need to be 525 or above and you will need to have been working for the last six months with no bad credit history for that time. You may have to pay a higher APR than some, but after a few months of meeting your payments on time, it should be possible to re-finance to a lower APR.

 

Remember, you should be the one to know all about what financing you can get at what interest rates, not the car-dealer. Otherwise, you are giving him an advantage over you, otherwise. So go along prepared with facts and figures and you won't regret it.

 

 

7. Know What You Want in a Car Before You Buy

 

Before you rush out and buy that new or used car, it's a wise idea to think about what you really need in a car. People's needs change, so what was suitable when you bought your present car may not be the right criteria for now - or the future. 

 

For instance, if you are a young married and plan on having a family over the next few years, you'll need to consider whether there will be enough space in your chosen car. A car should last at least ten years and things can certainly change in that time. You might intend to only have one child, but what about school friends or car-pooling? There will need to be enough space for these possibilities. A sporty two-seater will be impossible to fit two or three kids in along with Mum and Dad. On the other hand, that six-seater you bought several years ago could be far too big if your children have all recently left home. Yet again, you might decide that now is the time to take that long trip you've planned for years and you'll need a larger vehicle to tow the caravan. 

 

Another thing to consider is what you will be using the vehicle for most. Do you take off-road holidays, or do you prefer to keep to the main roads? Will the car need to double as a work vehicle? Maybe it will be needed for work, family and shopping. If you will be using it for work as well as family, will it hold the things you need for your work? Not many bags of horse feed will fit in a sedan. On the other hand if the car is to be used as a run-about for the shopping and children, a sedan would be fine. 

 

Counting costs may also need to come into the equation. These days when the cost of fuel has risen considerably, it makes sense to buy the car that takes the least amount of fuel to run - so long as it still meets your other needs.  And if you intend to buy a used car, remember to look at things like the availability of parts, especially if it is very old. Used cars usually need repairs fairly soon so you'll need to know that you can actually buy parts for it.

 

These are some important things to think about before making that final decision.

 

 

 

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8. Sales Tactics You Should Watch Out for When Buying a Car

 

 When you go to buy a car, it is a big decision and should not be entered into lightly. You need to consider many things about price, make, model, and even color. You need to compare prices. This all takes a great deal of time, but salesmen often try to hurry the process. To them, time is money. Some car salesmen are shameless and resort to all kinds of tactics to get you to sign on the dotted line quickly when purchasing that car. Here are some tips to watch out for.

 

* A popular ploy many salesmen use is to tell you that someone else is due to look at your preferred car that very afternoon so if you don't make the decision now, you'll probably miss out on it. Some will even have a set time and get a friend to come and pretend he wants the car.

* If you seem unable to make up your mind, he may have pre-arranged for the girl in the office call him on his cell phone. Then he'll tell you he has to see another important client very soon, but he'll wait a few more minutes for your decision.

* He'll go to great lengths to assure you that this car only had one owner who hardly ever used it. It's usually a little old lady who only went to the supermarket and back in it once a week.

* He'll warn you of a soon to be implemented price rise - that you'll just escape if you sign today.

* He'll mention that some other salesman in some other town is about to collect the car for one of his customers to look at, so it won't be available tomorrow.

* He may say that this is his afternoon to leave work early and he cannot vouch for others to keep the car for you.

* He may assure you that this model is so popular that there are not many more left, so if you don't decide on it now, you could miss out. There won't be any more delivered for months.

* He may tell you that there is a specific deal on that car, but it ends at 5pm today. Aren't you lucky to get it at that price?

* He may say that he is the only one who can get you this good deal, but his holidays start tomorrow.

 

You'll soon get to know if a salesman is sincere. Watch his eyes; if he can't look you in the eyes while he is speaking, suspect a lie. Watch his body language; if he laughs a lot, crosses his arms, speaks quickly, or turns away from you often, be suspicious.

 

 

#9. Should You Buy a Used Car from the Classifieds

 

Buying a used car from the classifieds may get you a bargain - or it may get you ripped off.

When you see what appears to be a good buy, approach it carefully. Some questions may be in order during your first phone call to establish the credibility of the seller. It's not a good idea to buy from a curbstone dealer. Never heard of one? 

 

A curbstoner is someone who buys cars especially to resell them. He is not licensed and is operating illegally. If you buy a car from him and find it's a heap of junk, you'll have no chance to rectify the matter or get restitution. You may find it impossible to transfer the title to your name. These people should be reported immediately to the Department of Motor Vehicles. But how do you identify a curbstoner? 

 

* The car will mostly be parked along the street rather than at his house.

* He will arrange a meeting at some other place than his house.

* He will ask for a cash transaction.

* The title of the car will not be in his name.

 

Of course, not all classifieds will be a curbstoner. There are many honest people out there who want to sell their car. But they may not want to tell you exactly why they are selling it. Mostly, people don't want to sell a car they are still happy with. So what are some important things to find out your first phone call?

 

* Does he own the car and if so, how long has he had it for.

* Find out the mileage when he bought it and now.

* Where/how has the car been driven, eg, long trips or just around town.

* Ask if there has been any major repairs done and when. 

* Ask to see the receipt of those repairs when you go to look.

* Find out if he bought the car new and why he wants to sell it.

* Ask if it has ever been repainted. If so, there could be a rust problem.

* Make sure he has the title.

*  Find out what the car needs to put it in top shape.

* Ask if he is a dealer.

 

When you go to look at the car, take a friend along for a second opinion. Check everything you can think of and take it for a test-drive. Look at the numbers on the odometer. If they do not line up, it is a sign that it has been rolled back. Make sure you get all the papers you need to title the vehicle. You only have a limited number days to do so before getting a fine, which can increases if you wait.

 

 

10. Should You Lease or Buy Your Car

 

The question of whether to buy or lease a car depends on several factors and can only be decided after much thought. Leasing may be a viable option to you, depending on your business, lifestyle and desires, but you should not just blindly lease a car without acquainting yourself with all the factors involved. If you do, you run the risk of being cheated or being given a raw deal by a fraudulent salesperson.

 

Leasing has become more popular in recent years due to new car prices, which have spiraled almost out of the reach for the ordinary wage earner. And due to the change in federal tax laws that prevent you from getting finance interest deductions on car loans. So leasing offers a better vehicle than you could afford for less cost and much lower monthly payments.

 

Leases come in two types; open-end lease and closed-end leases. A closed-end lease means that you can return the vehicle at the end of the lease and walk away with no more to pay - unless there is an excess mileage or damage cost. An open-end lease means that you must pay the difference between the residual value and the actual market value at the end of the lease and could amount to a significant sum.

 

A buyer should only agree to a closed-end lease, even though in some areas (like Canada) the other type seems to be popular. Most lease contracts are written to discourage the customer from ending the lease early, so if you think there's a chance you might want to, leasing may not be your best option. If you usually drive more than 15,000 miles per year or often mistreat your car, you could be hit with an excess mileage or wear-and-tear charge. Excess mileage can sometimes be 'bought' before you sign the lease.

 

If you would like to customize your car, don't lease, because a leased car doesn't belong to you and you'll be charged for the cost of undoing what you've done. One of the benefits of leasing is that you can drive a new car all the time, and the monthly payments will be lower than if you were paying for it with a normal loan. But remember that you will always be paying. If you buy a car and drive it for many years, you will have a time period that is free of car payments. Also, if your credit rating is not perfect, you might have to pay higher interest rates when leasing.

 

There are many other things that need to be taken into account when deciding whether the lease or buy outright. You are the only one who can make the decision, but whatever you decide, you need to first equip yourself with all the information you can find about leasing.

 

 

11. The Benefits of Buying a Car from the Original Owner

 

One of the biggest benefits of buying a car from the original owner is that you'll get it a lot cheaper than you would from a dealer. The car is more likely to have been well looked after, too.    There are certain rights that you as the buyer have when buying a car privately. The seller must not describe the car wrongfully, so if it is described as having belonged to 'just one owner' and that is proved to be a false claim, then the car has been wrongfully described and you may be due some compensation. There are two points to consider here. The claim of 'one owner' must have been made before the sale and it must have been a factor in the purchase.

 

Before buying a car from the original owner, it is still up to you as the buyer to do all the checks necessary to make sure you are not getting a lemon. You must have the car inspected by a mechanic to find out that it is roadworthy. If the seller does not wish this to be done, then be very wary. It could be because there are major faults.

 

An online history check would be a good move. You'll be able to find out for sure if this car is a good buy. Many times an older person who has since died was the owner of the car and the family is selling it. This can often be a good buy, as the elderly often do not use their cars much in their declining years. It could even be worth far more than the going price if the family is in a hurry finalize the estate and return to their everyday lives.

 

Always pay for an emissions test before buying a used vehicle privately. While the seller must provide a smog certificate, the car may still not comply. In California, this is a legal requirement for the seller, but it is still up to the buyer to check it. There should also be a label under the hood that will show whether the vehicle was manufactured to meet the Californian or the US standards, which differ.

 

All in all, it could be an extremely good thing to buy from the original owner - so long as you are aware of the pitfalls and your rights, you won't go too far wrong. For more information, contact the California Department of Consumer Affairs. Their toll-free number is (800) 952 5210

 

 

12. The Best Time of Day to Buy a New Car

 

Is there a best time of day to go out and buy that new car? Lot's of people think that 15 minutes before closing is a good time. They hope the salesman will be anxious to go home and so will just give them what they want at a great deal with no haggling. This might be so in some cases, but you run the risk of meeting up with the guy who hasn't sold a car all week and is desperate to get a great commission. He could lock the place up with just you and him inside and keep you there till midnight, wearing you down until you are so tired you'll agree to what ever he says just to get out of that freezing place and home to bed.

 

So let's look at the scenario from the opposite end of the time scale. What about getting in there early, say right at opening? Will the dealer be properly awake? Will you be able to swing that deal your way with no trouble? Unfortunately, he may be even more awake and alert than you are. In fact you may be so early that you'll have half a dozen salespeople descend on you, all eager to get their first sale for the day. On the other hand, they might be busy with their opening up jobs and feel annoyed that they haven't had a chance to finish them and get organized. 

 

Then again, if you are not a morning person, you may not be operating at your most efficient peak. This will give the salesperson an edge and you might be persuaded to do something you'll regret later - like signing on that dotted line. So what about mid-morning? They could offer you a coffee and that will get your mind off what you need to remember - those low interest rates you researched on the Internet. Or what you really wanted in a car.  

 

Lunchtime or midafternoon? Again, it depends on your own peak efficiency time. If that happens to be around lunchtime or midafternoon, then go for it. But make sure you've eaten before you go. You'll need stamina to outfox those wily salespeople. 

 

There is really no best time of day to buy a car. Most of the time you have to go and look at the time that suits you best and sometimes you need to fit in with other people in the family. If you need to pick little Johnny up from a football game at a certain time, you'll be thinking about that instead of matching wits with the salesperson. So choose the time of day that suits you best and you'll be happy.

 

 

13. The Best Time of Month to Buy a Car

 

There are many myths going around as to the best time of month to buy a car. Some will even tell you that a rainy day is the best time because there won't be many other shoppers around and salespeople will be eager to sell something. But that cuts both ways. If a salesperson sees you sloshing around in the wet, he'll think you need a car so urgently that you won't notice or care if the price goes up. 

 

Others will tell you that a holiday period is a good time because business is slow then, but again, the dealer knows the holidays are coming up and will probably factor that into his price. Another tale has it that early in the week is a good time to buy because most people buy at a weekend when they have no work commitments. This is supposed to be a busy time for the dealer, but early in the week he will have more time to give you.  He may also have more time to figure out how he can get a better price.

 

Now most dealers have a quota of sales they need to fill and it runs per month, so what if they are short of their quota and the month is nearing its end? You figure they could be looking for ways and means to get rid of a few more cars and meet their quota? You've got it! Dealerships often work on a quota from the factory and the factory will give them bonuses like holidays or significant rebates for selling a certain number of cars. So if they are under their quota, they will be desperate to sell in that last week or even the last few days. This could give you an advantage, as they are likely to offer you a really great deal. They are not really losing on that big discount, as they will make it up in their factory bonus.

 

End of the model year is also a good time to purchase a car. Dealers are anxious to get rid of the old models before the new ones come out and this can translate into some surprisingly good deals for the buyer. Check out Edmunds.com for  Incentives and Rebates to find out about low interest, customer cash rebates and dealer cash.

 

But while you are trying to figure out the best time of the month to buy that car, remember that the best time is probably when you need one and after you've done all your research.

 

 

14. The Dangers of Buying a Car from a Personal Seller

 

One of the main dangers of buying a car from a personal seller is that you don't know what may have happened to it. It could have been in a flood or a crash and you only have the owner's say that it wasn't. 

 

Another danger is that this person could be a curbstoner. That is one who buys and sells cars for a profit without a license. If the car is to be found on the street instead of at his house, suspect this immediately. Find out if the title is in his name, because if he is a curbstoner, it probably won't be. These people should be reported immediately as they are operating illegally. In some countries it is legal to sell three or four cars this way, but no more.

 

Another problem of buying a car from a personal seller is that there will usually be no warranty, so if you find a major fault just after you bought it, the money for repairs will come out of your own pocket. Always ask the seller if there has been any repairs done on the vehicle in recent months and if so, ask to see the receipt. This way you'll know what has been done and what is still needed. 

 

Ask the seller his reason for selling. Of course, he might lie to you and you won't know, unless you are a good judge of character. It seems a sad thing to think that you can't trust everyone, but there it is, and you don't want to be out of pocket because you trusted someone who is a cheat or a crook.

 

One thing you can do to get true information about that used car is get the VIN - vehicle identification number - and then go online to CarFax.com and get the history of it. Computer technology is marvelous these days. You can get the complete history of a car and find out whether it has been crashed, flooded, rolled, or whatever. Better still, you can get a Safety and Reliability Report for that make and model if you order the unlimited report option. 1981 was when the US government decided to accept the VIN for standard vehicle tracking purposes. You can't go wrong when you use this - it's like a DNA for cars. It's certainly worth the small fee charged for it could save you a great deal of money in the long run.

 

 

15. The Pros and Cons of Buying a New Vehicle

 

There are several good points about buying a new car that you just can't get with a used car. First of all there's that great new car smell  - and the feeling of driving off in a new car with all its shiny new gadgets is incomparable. All that aside, there are some serious reasons you should consider buying a new car. 

 

* The first one is safety. A new car is not likely to break down and leave you stranded on some deserted road in the middle of a thunderstorm. It can happen, but it's not likely.

* If there are any breakdowns and repairs, the warranty will usually cover it.

* Safety features. Depending on the age of your present car, there could be many new safety features that you just don't have in your present vehicle. Air bags are one such, anti-lock brakes are another. Then there are integrated child-seats, child-locks on doors and traction control to name just a few.

* Height adjustable seat belts are another safety feature of new cars that is worth having. This ensures a proper fit and can save your internal organs from being crushed by the belt if you are unfortunate enough to have an accident.

* Regular maintenance and oil checks may be 'free' saving you the time and worry about them. Sure, you may have paid for them in the deal price, but that's okay, it will still save you the hassles. It may be too, that your new car can go for a lot longer before you need that first check-up.

* You don't have to worry about where your new car has been. No worries about if the last owner lived by the sea, thus putting the car at a greater risk of rust.  You don't have to worry if it's been involved in an accident and the damage has been covered up.

* You don't have to wonder if the odometer has been tampered with, or if there is any hidden structural damage due to a crash.

* You won't have to fork out extra money for half-worn tires or repairs in the near future.

* The rego and insurance won't be due for a full twelve months.

* A new car will probably cost less to run, especially if it is a hybrid car. This doesn't apply to the new SUV unless it is a hybrid too.

* You'll get a good trade-in if you decide to sell it within a few years.

 

Basically, there are only a few cons about buying a new car. You will be paying for it for a long time.  You'll need a good, safe place to park it overnight, or risk having it stolen. If little Johnny pokes a hole in the back seat with his new pencil, you'll be much more upset. Insurance will probably cost more. all these things should be considered when you are thinking about buying a new vehicle.

 

 

16. The Pros and Cons of Buying a Used Car

 

There are many reasons to buy a used car, but for most people it comes down to money. A new car costs a lot, no doubt about it, while a used car can be purchased for half, or many times much less than half the price of a new car.    

If you are careful to look at quality and price, model and date, you can often get a real bargain when purchasing a used car. It is much easier to both get financing for the lesser amount and to pay it back each month. And if you can't get financing, it's a lot easier to save up for a used car. So what are some of the pros of buying a used car? 

 

   Pros...

* Easier to pay for.

* Easier to get financing for.

* You won't mind so much if little Johnny pokes a hole in the back of the seat with his new pencil.

* Won't matter so much if it is stolen.

* If you just want a paddock basher and love tinkering with old cars.

* You could do it up and sell it at a profit.

* If it's in good condition and you keep it for long enough, it could be worth a fortune one day.

* You could restore it to new with the help of your son, teach him about mechanics and use it as a bonding time, then give it to him when he goes to uni.

 

 

And what about the cons? 

 

* It will wear out more quickly.

* Something major could go wrong with it and then you'll have added expense.

* If you are not careful, you could be sold something that's not worth having.

* It may not be safe to drive.

* You will probably have less or no warrantee on it. Some used cars are sold 'as is'.

* You will get even less as a trade-in when you go to sell it.

* You may not be able to sell it.

* If it's ancient, not even the wreckers will want it.

* You might find it hard to get passed for rego without some major work.

* Can you insure it for a decent amount?

* Will it be likely to break down on a long journey or at the most inconvenient moment?

* It might leak.

 

There are many things against buying a used car, but most people do it regardless, especially for their first car. If you look carefully, you may well get a car that will last you for years without too many hassles. 

 

 

17. What NOT to Tell a Car Dealer When Buying a Car

 

There are some things you should definitely not tell that car dealer when you go to purchase a car. It doesn't matter whether is a used car or a new car, these rules still apply.

 

* Do not tell him that you are in urgent need of a car. It will put you at a disadvantage. He will think of himself as the one who has what you want and that will make it a sellers market.

* Do not tell him that you've searched all over town and he is the only one with a car that you like. He'll be likely to raise the price immediately.

* Do not tell him that you really like the type of car that he has for sale. The more he sees that you want it, the more he will feel justified in upping the price.

* If you recently won the lottery or inherited a large sum of money, don't tell him. He'll try and flog his most expensive car to you, or raise up the price on all the others. Not only that, but he won't mention any 'deals' that could save you money.

* Don't let on that you know next to nothing about car value or condition, even if it's true. And if it is true, take along someone who does know a bit about both. Better still you might take the time to learn a bit about it yourself, just in case there is noone available.

* Don't tell him that this will be the family's second car or he'll assume you have lots of money - and try to get as much of it as he can.

* Don't tell him that you believe he's honest. If he's not, he'll take you for a sucker.

* If the guy down the road gave you or a friend a bad deal, don't tell him. Car salesmen are often drinking buddies and what you say about one will get passed around. You don't want to find a libel suit pending.

* Don't tell him it's 'only' for your daughter/son/mother-in-law. He'll assume it needn't be a good buy and may try to sell you a bomb. If it really is for any one else, make that the reason you want one that's dependable.

* Don't tell him you will trade-in your old vehicle. He will factor this into his calculations.

 

If you keep these points in mind when you go to purchase that car, you'll find that there is less chance of getting a bad deal.

 

 

18. What To Tell the Car Dealer During Negotiations

 

When you buy a car you will be spending a fairly large sum of money so it's wise to make each dollar count and get the best deal you can. This applies whether you are to buy a used car or a new one. There are some things you should tell the car dealer that may swing the deal in your favor a little. For instance...

 

* Perhaps you'd really prefer another color, one that he doesn't have. He'll be likely to offer inducements to sell the one he's got. Whether these come in the form of a cash reduction or some free extras eg, a full tank of gas, it will be worth considering.

* If you were offered a great deal by the competition, tell him about it.

* Tell him that you had no trouble paying the installments on your last car, but you'd like an even better deal with this one, since the prices of fuel have gone up.

* If you know a bit about cars and can see if it's in good condition or not, tell him so.  If you don't, tell him that you'll be getting your boyfriend / father / mechanic friend or whoever will be looking at the car to check it out. Say this before you get to the office to sign up.

* Let him know that you most certainly need to take it for a test drive, even if it is nearly closing time. Never buy a car without a test drive, even if it is new. You might just hate the way it handles.

* Tell him that you'll only look at the cars you are interested in. Don't let him persuade you to look at any others.

* Tell him you don't want a cup of coffee, tea or any other drink if he asks. You're there on business, not to socialize. Offering you something like this is only done in the hopes that you will lower your resistance to their sales ploys. They are in fact just buttering you up.

 

Remember that you are the one with the money and that gives you the right to call the shots. If a car salesman makes you feel uncomfortable in any way, exercise your right to walk out. There are plenty of cars in other car lots.

 

 

19. What You Should Check on the Test Drive

 

When you take a car for a test drive, there are several things you should check. First, it is wise to take a friend with you. Get him to sit in the front passenger seat so you won't have the salesperson there chatting to you and taking your mind off the car's performance. Make sure your test drive lasts for 15-20 minutes. This will ensure that the engine is thoroughly heated up. Many dealers will allow you to take it home overnight or for the weekend. They hope you'll become emotionally attached to it and give them their most wanted response - a sale. 

 

If it's possible, see if you can rent the same make and model for a week from a rent-a-car place. This will give you a far better idea of whether the car is suited to your specific needs. If you can't do that, at least have a mechanic along on your test-drive, or pre-arrange to have him look at it, if it is a used car. And don't use the dealerships mechanic - he won't give you an unbiased opinion. If your mechanic finds a problem that will require fixing, get a quote and use it to negotiate a better price. If the problem is a big one, don't buy the car.

 

Have an emissions test done while the car is out on the test drive. There doesn't need to be visible smoke coming from the tail-pipe for there to be a problem with the emission. And in these days of anti-pollution, most states have laws against too much emission. This could be an expensive problem, but a proper test will only cost you about $20, so it's worth it. High emissions usually spell trouble; you can't even license the vehicle with them and if you've bought it 'as is' you'll be the one holding the bill at the end of the day.

 

Other things to watch out for are clutch - smooth gear changes; brake pedal pressure - sudden and gradual stopping performance; seat comfort - head and leg room; defoggers - heating and cooling; lights - headlights, brake, reverse, turning, hazard and tail, interior lights; this might seem a bit silly, but check for ease of getting into and out of the vehicle. Nothing will aggravate you more over the life of your vehicle if you have difficulty in getting in and out. Some people bump their heads or knees every time they get into a certain type of vehicle. You don't want this, or any other problem if you can help it.

 

 

20. What You Should Know About Car Warranties

 

There are two types of warranties to consider when buying a car. One is the standard warranty. The most common standard warranty is the 36-month -36,000 miles one. This is for new cars and covers replacements and the cost of labor on any breakdown that occurs in this time period so long it is due to normal wear and tear and not excessive use, accidents or lack of maintenance. Tires and batteries are not included in this warranty.

 

A used car warranty is completely different. Many used cars are sold 'as is' which means there is no warranty. Some warranties only cover major parts such as drivetrain components. These are the engine, transmission or transaxle and rear end. This one is frequently a 3 month 3000 mile warranty. Many warranties are called 'either, or' warranties because they are based on, either 3 months OR 3000 miles, whichever comes first.

 

The other warranty is an extended warranty and many guides advise against them, saying they are not needed, so the buyer is wasting his money. But it depends on what is covered. If the extended warranty only covers the exact same thing as the standard warranty, then of course it is a useless addition. But if you get lots of extras for a reasonable price, it might be a good thing to have.

 

The most important thing is to know first is what the standard warranty does actually cover, then look at the extended warranty. You might be offered an extended warranty that covers almost everything on the car for something like $100 for five years. That would be a great bargain. But if it cost $1000 for the same few things that your standard warranty covers, you don't have to be a rocket scientist to figure out that you don't need it.

 

One good idea is to think about buying an extended warranty online from a place like Warranty Direct. Because they've cut out the dealer profits, you'll make a saving of up to 60% on an extended warranty. But still it's only a good buy if you think you really need it. The best thing about Warranty Direct is that they have a roadside assistance program so if you breakdown way out in the wilds, you can get help. You can also get your car serviced anywhere in the United States. As with everything car-related, it's a good idea to do your homework before you decide. 

 

 

21. Where To Find a Car's History and Why That's Important

 

When buying a used car it's important to know what sort of deal you are getting. It would be throwing away good money to buy a car that may have had something really bad happen to it. Sometimes unscrupulous dealers can cover up these things and if you are buying privately, you run a higher risk as there is no warranty to guard you. 

 

The car could easily have been in a flood or dumped on by a typhoon and you would never know it, unless you knew what to look for. It could have belonged to a teenager who put it through the crash-test several times. You don't want a car that has a salvage ticket in another state, so how can you find out about a car's history? It's easier than you may think. Once you get the VIN (vehicle identification number) you can go online to a website like autocheck.com, carfax.com or cars.com. Type in the number and hey presto! The car's details will be sent to you by fax or email usually within a few hours.

   

Dealers are not legally required to give you the car's VIN, but increasingly these days they are doing so on request, just to make a sale. If they refuse, be wary that there could be a good reason - they don't want you to find out what's wrong with it. Be   warned that after Hurricanes Katrina and Rita, a large number of flood-damaged cars could be entering the market.

 

Unscrupulous dealers can hide the fact that the car should have a salvage ticket on it due to the variations in state laws as to what constitutes the terms 'Salvage' or "Totalled'. For instance if one state defines 'totalled' as being damage equal to 70% of the car's total value, while another state declares it must be 100%, then there is nothing to stop it being taken from one state to another and declaring that it is not legally 'totalled' at all. And there would be no need to record the damage on the new state's records. It's loopholes like this that cause untold heartache to honest buyers.

 

So finding out the car's history could be the most important part of your buying process. And if there is no record of that car, be aware that it might only be because the seller has been moving too quickly for it to show up yet. So use your nose to tell you if the car has been flooded. A must, moldy smell will alert you to the hidden danger. 

 

 

22. Why Buying a Quality Car Could Save You Money in the Long Run

 

Many people who need a car decide to buy the cheapest used car they can afford. This might be okay and you just might happen upon a bargain, but it's much more likely that you will do nothing but fork out money for repair after repair as the years go by.

 

 

For a start, a cheap car may have hardly any time left on it. The tires might be shot and the clutch be bad. So what happens? You have to fork out money for repairs before you've even finished paying the cost. You might have factored repair costs into your budget but what about the hassle of breaking down on the road? It will not be a good feeling to find yourself stuck in the middle of peak hour traffic with irate drivers honking their horns at you while you try and push the car off the road. Then there are the towing fees....

 

If you go for a quality car on the other hand, you may have to pay a bit more for it initially but most of the above will not happen to you. A quality used car will be a safer vehicle to drive. It will give you peace of mind if you need to take long trips. A quality car will usually have better safety features like adjustable seat belt height, anti-lock brakes and air bags. You should have a reasonable warranty on a car that is just that bit more expensive, so if there are repairs needed, you may not have to pay for them out of your own pocket.

 

A quality car will usually be worth more as a trade-in when the time comes to sell it. If you buy something that is heap of junk now, you'll be lucky to interest even the auto-wreckers in it in a few years time, so it's really worthwhile considering whether you are really saving anything. 

 

Insurance is another big consideration. A quality car will have good insurance on it, while a junk pile may not have any. While a used car may cost a lot less in terms of insurance, registration and so forth, you don't want to pay out for these things and then find out you have no car because major repairs are needed before it is roadworthy. So take time to consider what is the best car for you.

 

 

 

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23. Why You Should Bring a Friend When Buying a Car

 

It is a good idea to take a friend along with you when you go to buy a car. A friend will not only give you moral support, but will help to keep you from getting carried away with the delight of owning a new car. He will be able to help you look out for the best deal, and if you are buying a used car, will be able to help spot something that may be wrong with it. 

 

Your friend can also give you a balance of power when you walk onto that car lot. The salesman knows everything about the cars he is selling - or tries to make you believe he does, while you may not know some of the things. Though hopefully you will have done quite a bit of research online to find out the details. Still the salesperson is trained in how to talk slick and get the best deal, so if you have a friend along with you, there will be two heads on your side instead of just one.

 

You'll need to prime your friend to help you. When you go for that test drive, get your friend to sit in the front passenger seat and have the salesman in the back, That way he won't be taking your mind off the things you need to think about - how the car handles, braking, and all that. If the salesman is a chatterer, your friend can be the one to talk to him, while you concentrate on the driving.

 

Another thing your friend can do is intervene is an aside to you when the dealer assures you what a sweet deal this car is, your friend can tell you that the Camry was a better one. This will disconcert the salesperson and keep the balance of power with you.

 

If you are a female, the salesman won't be so likely to flirt with you or be patronising, if you have a friend along. And if your friend knows a bit about cars or is a mechanic, that is better still. He'll be able to really inspect the car for you. He'll be able to tell from the sound of the motor if anything major is wrong with it and if you let him drive it, he'll often be able to tell you about things like braking, shock absorbers and clutch problems. All in all, it is a very good idea to take a friend along with you, whether you are buying a car or just looking at one.

 

 

24. Why You Shouldn't Negotiate Based on the Sticker Price

 

When buying a new car you always hope to get a good deal and the best price possible. So make sure to do your homework and research for the price you can expect to pay. When you walk into that dealership they will usually point to the sticker price of the car as the price, but don't be fooled. The sticker price on the front window of a new car represents the manufacturer's suggested retail price, or MSRP. There will also be another sticker, called the Munroney sticker that will show the base price, the MSRP, transportation charges from the factory and fuel economy mileage. The dealer's sticker is what the dealer actually wants to get. It is the base price plus about 23%.

 

The third price you may come across is the base price. This is the price for the no-frills model - no extras, no options, though it still includes the warranty. If you don't want or need the many extras offered, say so and save yourself a lot of money. 

 

The factory invoice price is not necessarily what the dealer paid the factory for the car. So don't feel guilty at trying to get it for this price - or less. The factory often offers many incentives for the dealer that reduces the cost of the car well below the invoice price. But this is a good starting point for the buyer to bargain from. Many buyers these days get deals of over one thousand dollars less than the invoice price. This information can be found online at many websites. If you go prepared with information such as this, you will be less likely to pay more than you need to.

 

Name your lowest offer and bargain up, but don't add anything else until you have a response from the dealer. If you must go up, then do so only in small amounts and when you get to the highest amount you intend to pay, be firm about it. There are plenty more dealers to buy from.

 

So what is the best price to pay for your new car? What you decide you want to pay and can get. If you hate haggling and confrontation, consider buying from a no-haggle type dealership. You might consider it worth a few extra dollars not to have to haggle. Consider buying online, a popular option these days and very often the cheapest way - but watch out for scams.

 

 

25. Why You Should Not Base Your Decision on the Monthly Cost

 

When you go to buy that new or used car, it's natural to estimate the amount per month you will have to pay back, but don't base your decision on this figure alone.  Once you have gone to an online car financing site or a credit union for pre-approval on your loan now is the time to see if the dealer can beat your online car loan APR. If he can, finance through him. If not, use the online car loans. But still, don't look at your monthly total to the exclusion of the whole price.

 

What happens if you base your decision on the monthly total? You could end up paying a lot more in the long run. Your dealer will be anxious to give you the monthly terms you are happy with, but he is just as likely to factor in some other costs that you don't realize are there. 

 

Another problem is that these monthly costs could go on and on. Much longer than you thought they would. Things change from year to year. Jobs change, children arrive - or leave. Needs change. So you don't want to be locked into a car payment that's going on for years and years. You will want the option of changing the car if you need to do so.

 

When thinking in terms of monthly payments, use them to check the total payment amount that the dealer gives you. If it differs from yours by more than a dollar, don't sign. They may have sneaked something extra in. Even if they make it sound like silly little amount, multiply it by the number of months you have the loan for and see how it adds up. Don't be fooled by the fact that they are using a computer. The computer is only as accurate as the one who is using it. 

 

Make sure you have the booklets with look-up tables in them that you can get at online financing sites. The books are accurate; don't let anyone tell you differently. If you want to keep your monthly payments down as far as possible the best way to do so is by paying more up front. 20% down on a new car is a good rule of thumb and if you can't afford that, maybe you should look at buying a good used car instead. That way you won't be caught with more than you can really afford.

 

 

26. Advantages of Hybrid Cars

 

Many individuals are extremely interested in the advances in technology when it comes to vehicles. The oil crisis that has developed worldwide over the past 30 years has made the cost of owning a vehicle more expensive for most citizens. The prevalence of hybrid vehicles has made it significantly easier for people to own an affordable type of transportation.

 

The creation of carbon dioxide has extremely negative impacts on the quality of air that people breathe. When an individual chooses to purchase a hybrid car they are making an investment in the environment. They are also attempting to reduce the amount of air pollution that people encounter in their daily lives.

 

Owning a hybrid vehicle also has financial benefits as well. Many government agencies are interested in rewarding people who are investing in the environment by purchasing these vehicles. Many individuals can receive tax credits for purchasing these types of cars. Many automotive companies are interested in trying to roll out new models on a regular basis so that their customers have many different options available to purchase.

 

People can now save money on fuel related expenses when they change to this kind of vehicle. Saving hundreds of dollars is beneficial to families worldwide. Individuals who are interested in being at the leading edge of technology often investigate this type of vehicle because they are trying to be trendy and practical at the same time.

 

The combination of a traditional engine as well as electrical engine is a very neat concept. When people are using electrical engineering they can usually travel significantly farther than with only gasoline usage. People also have an easier time repairing these type of vehicles because they have smaller parts to work with most of the time.

 

People also find that working with batteries in hybrid cars is much easier. The combination of a smaller battery along with a more condensed vehicle is very attractive to most people. The average person benefits from owning this type of car because they can save money over the lifespan of the vehicle.

 

When a car is moving strongly and slowly and is a hybrid it will be using the electrical portion of the motor. This is ideal for individuals who have to use busy streets which are very congested when traveling. There will be a reduction in the amount of times that a person has to fill the gas tank. Gasoline is only used when individual reaches top speeds on the freeway.

 

 

27. Benefits of Buying a Car at Auction

 

Most people are very familiar with the benefits of going to an auction to buy a vehicle. People choose to go to these locations to buy a car because they are concerned about the amount of money that they have for their car budget.

 

The majority of vehicles that are for sale at auction should have been looked at by a mechanic prior to getting to the location. Many police auctions are held in various locations around the world. The majority of these auctions are operated by law enforcement agencies because they have had to seize vehicles that were involved in some sort of illegal activity. The majority of the cars are in perfect working condition and people can buy them at rock bottom prices. The discounted prices are advantageous for people that do not have enough money to buy a new vehicle from a dealership.

 

Sometimes classic car collectors are interested in buying vehicles that they see in these types of auctions. Many times people that are interested in vehicle restoration will go to these locations because they are trying to buy a new car to work on. Hobbyists usually can find many great deals because most of the machines are underpriced so that they will sell quickly.

 

People can purchase a vehicle for cash if they are properly financially prepared. Most people who shop at auctions can save thousands of dollars off the price of their purchase. If an individual purchases a vehicle that is not operational from this type of auction they will be able to return it in most cases if the area has any sort of lemon law.

 

Parents will often buy vehicles for their children at auctions. Most parents do not want to spend full price for a vehicle because they are concerned about the possibility of accidents with their children behind the wheel. Having a vehicle that is in good shape but does not cost a lot of money is something that most parents will appreciate. The majority of parents are looking for ways to save money yet keep their children safe at the same time.

 

Sometimes people can find classic new cars that these events. High-end brands can be reduced by thousands of dollars at an auction. People need to investigate all of the paperwork when they are purchasing a vehicle at this type of function to ensure that all is fair and above board.

 

 

 

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28. Benefits of Owning an Electric Car

 

There can be many reasons that people are interested in purchasing an electric car. The majority of these individuals are trying to save money while having access to a reliable mode of transportation. People are continuing to learn about the good points of owning an electric vehicle.

 

Individuals that choose to own this type of vehicle will save a lot of money because they do not have to spend nearly as much on fuel. The current economy makes people very nervous about having to pay out a lot of money in fuel costs. These vehicles also help with the quality of air that is in a person’s environment.

 

Many times people can gain access to tax breaks because they have chosen to purchase an environmentally friendly vehicle. People often are very impressed with the efficiency with which these machines run. The car batteries are significantly smaller which makes it easier to replace them. People also find that there is more power contained within the electric car battery than traditional motor vehicle batteries.

 

Maintaining these vehicles is also significantly easier for most people. Mechanics are becoming more comfortable dealing with electric cars. The amount of time it takes to do repairs on the engine of this type of vehicle is usually significantly less than older models. This is beneficial for individuals that do not want to be without transport for a long time.

 

Many governments are giving tax breaks to people purchasing these vehicles. Having these vehicles constructed domestically is much more likely. People do not need to be nearly as dependent on international trade when they are able to operate a car without using traditional fossil fuels. The government taxes on these vehicles are usually lower and people can get a tax credit when they choose to purchase this type of car.

 

There is no need to worry about air pollution when a person is using these vehicles. The reliance on electricity is better for the environment and air pollution problems. People will save money because they no longer have to worry about emission tests as part of their vehicle inspection every year.

 

These vehicles are becoming more affordable with every passing day. They run extremely quietly therefore reducing the amount of noise pollution that people have to deal with when traveling from place to place. People will no longer have to be concerned with how noisy their muffler is when they are transporting themselves where they need to go.

 

 

29. Buying Cars over the Internet

 

There are many different reasons people choose to buy a car over the Internet. The majority of these individuals are trying to save money and time by shopping online. Usually these individuals can save thousands of dollars if they are knowledgeable about what they are looking for before they start the shopping process.

 

Sometimes people are looking for a specific model of vehicle when they choose to shop online. Classic car collectors will often spend many hours searching for a dealer that has access to their ideal dream vehicle. Many dealers that have lots around the country are starting to advertise in this way so that collectors will know that out of stock models are still available in the marketplace.

 

Sometimes it is a good idea to ask for photographs of the vehicle to be sent to an e-mail address of a prospective buyer. This is usually advantageous for people who want to verify the authenticity of a car that is being offered. Making sure that you clearly understand any problems with the vehicle before investing any money is a wise idea.

 

Usually it is also a good idea to investigate a business using the Better Business Bureau or any other similar agency before money exchanges hands. Asking for references from a dealer or private seller is a fantastic way to protect the interest of a prospective buyer. Having a contract drawn up and keeping all documents located in the same file is usually helpful for individuals who are not necessarily used to shopping online.

 

Following instinct is also important for people that are not used to the online marketplace. If a person feels that the deal they are getting is too good to be true they should be inclined to follow their intuition. Most of the time people can decipher whether or not they are getting a deal that is reputable based on the interaction that they have with the seller.

 

Doing a background check on the individual who is selling a vehicle can help potential buyers to avoid disaster. The more knowledge a person has the easier it is for them to make good decisions and get the ideal car of their dreams so that they can enjoy their traveling expeditions.

 

Sometimes asking for the opinions of another person can be helpful so that people do not become overwhelmed with all of the choices that are available to them.

 

 

 

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30. Car Problems and How to Fix Them

 

There are so many different problems that can go wrong with a car. When you are purchasing your first car, it is important to make sure that you are aware of the issues that can go wrong and how you can fix them. The possibilities are endless, but some of the most common problems can be easily fixed at home. While there are some problems that may take a mechanic to fix, you may be able to fix some of them yourself. You must know what to look for. That being said, you can really use this guide to help you along the way. As your car gets older, the more problems you are likely to face. As you face these problems, make sure that you know how to handle them.

 

Some problems may include mechanical issues, but others may be something that is easy to fix. Some of the most common problems include issues with the tires and other problems. 

 

A flat tire is something that is inevitable. You will have to deal with it at some point. The bad thing is, this is really not something that you can expect to happen at a specific time. It will happen when you are least expecting it. You will want to make sure that you know how to properly change it and put the spare tire on. If you do not, then you will likely be stranded somewhere until you can find someone that will help you. By reading the manual that comes with the car, you will see the basic guidelines for changing the tire. This will help you when you are getting started, especially if it is your first time changing out the tire on a car. The best way to avoid flat tires, although no way is fool proof, is to make sure that your air pressure is correct. You will also want to make sure that you drive carefully if you are going through construction zones so that you do not get foreign objects into the tire. 

 

Another common problem involves dead batteries. If you are trying to crank up the car and notice that it keeps turning over, but will not actually start, then you may have a dead battery. The best way to solve this is to use jumper lead and another car to start your own. By doing this and letting the engine idle, it will likely recharge the battery.  If this does not work, then you may need a new battery. You can check at auto parts stores for new batteries. Getting your battery tested every once in a while is a good idea in order to ensure that you are able to maintain a good battery and not get stranded with a dead one.

 

Leaks often happen in cars. It is important to find out where the leak is coming from. Most of the time, this is something involving, oil, coolant or other fluids, although it may be just water from the radiator. If you notice that you have a leak, you will want to lift the hood and see where it is coming from. Often times you can tell by the color of the fluid what is leaking. Sometimes, that is not the case. If the radiator is leaking it must be fixed pronto or your engine will overheat and be ruined.

 

Sometimes in cars belts may get off track. This is something that is easily repaired if you know what you are doing. Start by finding out which belt needs to be replaced. Then you can purchase the right belt and either put it on yourself or have the auto parts store put it on for you.  Many of them will offer this service for a small fee depending on the type of belt it is. Others may be more complicated. 

 

As you can see, there are a few common problems that may go wrong with a car.  Staying abreast of the situation is the best way to make sure that you will be able to fix any problems that may arise. Think about this when you have issues with your new or used car purchase. Do not stress over things that may be easily fixed. If you cannot tell what is wrong, you may want to have a professional take a look at the car to make sure that it is something that they can fix.

 

 

31. Different Methods of Paying for a New Car

 

Many individuals are concerned about how they are going to pay for a new vehicle when they need one. There are several choices available for people who are in the market to purchase a new vehicle. Many people are worried about the financial aspects of purchasing a vehicle because they do not want to get into unnecessary debt.

 

The most desirable way to pay for a new car is to pay in cash. Most people do not have the luxury to be able to do this because they have other expenses that they must meet while they are saving for their vehicle. Young people sometimes have the option of paying for a car in this way because they have been saving for quite a while. This is usually a good idea for individuals who do not have a steady source of income.

 

Setting up a payment plan with the dealership is usually a good idea. Payment plans intended for people to buy a vehicle are usually recommended for individuals who are interested in complete ownership of the vehicle. People must consider the amount of interest that they will be paying every month and figure out whether it fits in with their budget.

 

Leasing a vehicle is advantageous for individuals who want to have access to a new vehicle on a regular basis. Most leasing agreements only last for a few years and allow individuals to trade in the vehicle at the end of the lease term. The majority of individuals who choose this method of car ownership want to have access to a reliable kind of transport before they have to worry about repairing the vehicle.

 

People should consider the insurance breaks of all types of ownership before making a final decision. Making sure that you won’t have to pay any high penalties for making a specific payment choice is very important. Most dealerships have access to trained finance staff who will be able to present payment options to prospective customers before they make a final decision regarding how they are going to pay for a vehicle.

 

People need to consider both positive and negative aspects of leasing and owning a vehicle. Remember that you cannot use your vehicle as collateral to get other financing if you are leasing the vehicle. But owning a vehicle means that you will be responsible for all repairs for it.

 

 

32. How to Afford a New Car

 

Many people have a dream of owning their own vehicle, but the purchase price is high and then there are the ongoing costs. But there are several ways that a person can achieve this dream without going broke in the process. Advanced financial planning is necessary for these individuals to be able to get the best financial deal possible.

 

Speaking with the owner of the dealership is usually a good idea. Many times the other dealerships will have their own financing available to prospective clients. It is extremely important for a person to consider the amount of interest on the loan before they agree to any payment arrangements.

 

Sometimes people benefit from taking a personal loan against something that they already own. Using a tangible possession as collateral can help to lower the interest rates that a person has to pay. Also, if a person is willing and able to put a large amount of money down on the vehicle that they are purchasing they can save money in the long run.

 

Leasing is also an option for individuals who do not do a great deal of driving. Leasing a vehicle is usually not in the best interest of individuals who intend to do a lot of traveling. Before signing a contract people should investigate the amount of miles that they are allowed to travel during a calendar year. People will save money when they choose to lease a vehicle because their monthly payments will be cheaper.

 

Leasing is also advantageous because people can trade a vehicle once the lease agreement has expired. Individuals who have the opportunity to trade in a vehicle will always have a top-quality mode of transportation available when they need to travel. Many times routine maintenance is covered in the leasing agreement. This is helpful for individuals who do not have a lot of money to take care of maintenance related issues.

 

People can also choose to purchase the vehicle outright by doing a lot of saving prior to going shopping. Most people do not have this luxury because they have other expenses that they must be concerned about while they are saving for a vehicle. Giving consideration to purchasing a hybrid or electric car is a good idea for individuals who are trying to save money and are concerned about the environment.

 

The selection of a new vehicle is extremely exciting. The level of freedom that a person will experience once they have purchased their new vehicle can be very thrilling.

 

 

33. How to Avoid Hardship when You Buy a New Car

 

People are often concerned about being taken for a ride when they are buying a new car. The more knowledgeable in individual is the more likely it is that they can work out a deal that is financially beneficial for them. The more knowledgeable a person is about the shopping process the easier it will be for them to avoid many of the pitfalls involved with purchasing a new vehicle.

 

It is important to realize that a car dealer is not really the friend of the person to whom they are trying to sell a vehicle. These individuals are trying to make the highest possible profit for their organization. Most of the time these salesmen are paid by commission and so will make more money if they can convince you to buy a vehicle that is in a higher price range than you intended.

 

Individuals should have a clear definition of what they are looking for in a car before they go to the lot. Before the shopping process begins it is imperative to have the maximum amount of money that you are willing to spend in mind. Usually having a clear definition of the reason that the car is being purchased is also helpful so that a person is not persuaded to buying a vehicle that they do not need and is not suitable for them.

 

Many times it is helpful for an individual to write down their expectations in regards to a vehicle before they start shopping for the car of their dreams. Making notes regarding the extra features that are desired can be helpful when a customer is trying to haggle with a salesman over the final price. Many people can get extra bonuses simply because they are stubborn and not willing to budge when it comes to their expectations regarding special features.

 

Smart consumers also have a clear figure in their mind about how much they are willing to spend for the vehicle. That figure should include interest as well as any extra penalties associated with late payments. People usually benefit from asking about coverage related to hardships such as losing their job or other unforeseen financial difficulties. When an individual shows that they are concerned about paying for the vehicle as promised, they will often catch a break from the salesperson. Consumers need to understand that with the practice of haggling they will make out much better financially when purchasing a new vehicle.

 

 

34. How to Maintain the Bodywork

 

When purchasing a used car you will want to find one that has great bodywork. A new care will be in pristine condition most times; a used car may not be. For either, you will want to do your best to maintain the bodywork and ensure that you are able to keep it in great shape to keep the resell value of your car high. There are some things that you can do to make sure that you are able to do this. It is sometimes hard to keep it in the original condition because of weather conditions and other environmental issues that will cause wear and tear on the exterior of the vehicle. 

 

Environmental damage is one of the most common reasons for wear and tear on a car. This is because there are so many different things that you have to worry about.  Sometimes it will affect the finish of the car.  There are so many different finishes that you will find on cars. Some of them are enamel finishes.  Others may have matte finishes. Some may even have acrylic finishes. No matter the finish, the paint underneath is still able to become worn. Keeping up the finish and maintaining it properly is the best way to ensure that the paint stays pretty and keeps the shine and luster that it had when you bought it. This is something that you need to consider before it becomes a problem. If you wait until you see damage, then you will notice the issues will just become worse and not better.

 

The sun can cause some damage to your car as well. It can cause the paint to fade and the shine to wear. This is due to the UV rays that are given off by the light of the sun. When you work on the car, you will want to use some sort of protective coat to make sure that you cut down drastically on this type of body damage. If you can possibly keep the car under cover when not in use then do so.

 

Another common reason for damage to the paint and body is because of pollution in the air.  There are many different chemicals in the air in this day and age, and because of that you will want to protect the car even more. These chemicals can often times eat the paint off of the car if you are not careful. Not only will you want to take care of the coat, but also the undercarriage as well. This is something that many people do not consider as being important, but it is very important.

 

Keeping your car clean and washed is one of the main things that you can do to ensure that the body is kept up nicely. When you allow it to get dirty, you may not see that moisture is causing issues underneath the dirt. That being said, washing is not always enough to do the trick. You will also want to make sure that you use some sort of wax or polish on the car on a regular basis to keep in the shine and luster. 

 

You can have the car professionally pressure washed. This is a great way to ensure that the car stays clean all year round. This is something you must be careful with. If you do it wrong, it can have the opposite effect and can chip or remove the paint from your car. This is something that you will want to avoid.

 

Another thing that you will want to do is make sure that if there are any chips or scratches you fix them immediately. If not, they can expand and cause more damage on the car. Chips can likely keep chipping and cause rust if you do not stop it and fix them accordingly. 

 

Body damage caused by accidents is something that should be fixed as soon as possible as well. There is nothing that looks worse than a wrecked car. If you drive around with a car with bodywork damage, you may find that it corrodes the metal in the car. This is why it is important to fix it as soon as it happens rather than putting it off to a later date.  Follow these steps and your car will remain in great condition.

 

 

35. How to Maintain Your Car Engine

 

Your car is likely something that you will take pride in. That being said, you will want to ensure that you take proper care of the engine.  That means that you will have to take some maintenance precautions in order to make sure that you will not have issues with the engine later on down the road. This is not something that you should neglect with your vehicle purchase. If you do, then you will likely have issues that will cost you a lot of money later on. You probably use your car on a daily basis, and there is not really much that you can do without your car.  That means you will need to take proper care of it so that it is ready to use when you need it on a daily basis.

 

Some of the most common aspects of owning a car include filling it up with gas, water and oil, keeping up with the general repairs and maintenance, getting registration for it, maintaining the tires and brakes, and also making sure that you take proper care of the body of the car. All of these things will help your car to last longer. You will also need to make sure that the engine stays in tip top shape as well. There are some steps that will help you to make sure that you are doing the things that are necessary to keep it in good condition. 

 

First of all, you should know that the engine is probably the most important part of the vehicle. It is what keeps it running and going from here to there. It is also one of the most expensive parts of the car.  That is why it is so important to keep it in good shape so that you will not have to repair or replace it. This can be a costly endeavor.

 

You will want to start by making sure that you are getting frequent oil changes. This is important because old oil can cause wear and tear in your engine. You should find out how often to change your oil in your particular vehicle. It is usually recommended that the oil be changed every three months. This can be more or less depending on how often you drive, and how far you drive. You should really look at the mileage to help you know when to change your oil again. Usually around every three thousand miles is a good idea. You can really go about five thousand, but in order to keep your engine running at its best ability, three thousand is a good idea to stick with. 

 

If you neglect oil changes, you may find that you are running on low or dirty oil. This is not good for the car by any means. Frequent oil changes will also keep you having better gas mileage, which will save you money. Between oil changes, you should check your engine oil to make sure that it is in the proper range and does not look dingy. 

 

Another thing that you should do is make sure that your cooling system is working properly. You can do this by checking your gauges when you run the car. If you find that your car is getting hotter than it should, then you may have a problem. This can also cause your engine to overheat and mess up. This can be detrimental to your car engine. A cracked head may result and that is expensive to fix. Keep an eye on the gauges to ensure proper cooling of the engine. 

 

You should also check other things such as the fuel filter. This is something that many people do not think of.  Spark plugs and timing belts are also important.  These can go out from time to time and will cause your engine to stop working properly. Make sure that you have timely repair or replacement of these items to ensure a proper engine. 

 

As you can see, there are things that you can do in order to ensure that your engine will run the way that it should. It is really important that you follow these steps so that you will not have problems with the engine. If you do not, you could be out of a lot of money for repairs.

 

 

36. Insurance for Your Car

 

Insurance on your new car purchase is very important. It does not matter if you are buying a new or used car, you must insure the car. Think about it. The car is something that you are likely spending a great deal of money on. You will want to protect this investment buy getting good insurance coverage on the car. If you do not, and you end up having an accident, you will be responsible for paying for the damages to the car.  It should also be understood that having some sort of insurance coverage is required by law in most places. You must at least have some sort of liability insurance that will cover any damages that are caused to other cars in an accident that was considered to be your fault. This is important for you to realize. 

 

Although car insurance premiums are not considered to be cheap, it is something that is essential. You will want to focus on finding insurance for your car that is affordable. You can find some insurance that will cost less than you may have thought it would. Find a reputable insurance provider and get a quote to see how much it will cost to insure your new vehicle. It will give you that piece of mind that you need to rest easy at night knowing that your investment is protected. Buying a non-sport model of car will help to keep your insurance down too.

 

Some people really do not understand the necessity of car insurance. If more people were educated about it, there would be far less uninsured drivers on the road. There are a lot of people on the road that do not pay attention while driving. Sometimes defensive driving is just not enough to avoid an accident. Even if you are the most careful driver in the world, sometimes accidents are simply unavoidable. 

 

When you think about it, car insurance actually protects your liability as well. You will find that financial responsibilities in an accident can be very high, especially if there were any injuries sustained to the people that were involved.  In these cases, medical expenses can really pile up.  Generally, it is the responsibility of the driver that caused the accident to pay all the costs. You would be unable to afford this without insurance. 

 

Not to mention the protection that you will get, the law is something to keep in mind. The law states that everyone must keep some sort of liability coverage up to a particular amount on their cars. This will vary from one location to another. You should check with the laws in your area to make sure that you have adequate coverage. While full coverage is something that is desirable, it may not be practical to fit this into your budget. 

 

Once you understand the reasons behind insurance on your car, you will want to look around for the best rates.  There are many ways to shop for insurance. Sometimes looking online is your best option because you can compare rates and get free quotes from different companies in a short amount of time. You will likely need the VIN number of the new vehicle.  From there, you will be able to see monthly premiums, and coverage options that are available to you. 

 

After getting different rates, you will be able to choose the one that will give you the coverage that you are looking for. Once you get started, you will receive the insurance cards and will then be driving legally with insurance. If you have any accidents in the car, you will simply file a claim and have the coverage to pay for the damages that were incurred. After you do this, you may see a raise in your monthly premium. You will need to be careful when driving so that you avoid any accidents in order to avoid having an increase in your payments for your insurance. You will also want to think about the deductibles. There are likely to be pretty hefty deductibles, ranging from two hundred and fifty dollars up to a thousand dollars. This is something that a lot of people do not just have laying around to use. That being said, remember that when you are driving and be as careful as you can be.

 

 

37. Safety Features for Cars

 

When purchasing your first car, you should really consider all of the different options for safety features that are available. You will want to make sure that you have the ones that are most important. It is not only important for your safety as the driver, but it is also important for your passengers as they are just as likely to be injured in any accident as the driver is. 

 

Most of the newer cars will have most of the features that you will need.  Some of the older cars may not have them. This is why it is important to ask and see what the features include when you purchase your car, whether it is new or used. 

 

Driving is one of the most dangerous things that you can do. The road is full of drivers that do not pay attention to what they are doing and where they are going. This is another reason why it is so important to have built in safety features in your car in case of accident. 

 

First of all, you will want to make sure that your car has air bags.  It is common that most cars include them these days. They will protect you and the passengers in case of accident. Sometimes, having regular air bags is not enough. You will want to know the types of airbags and where they are located. Sometimes, air bags can be more or less sensitive.  Knowing how sensitive your airbags are is important. 

 

You will not want them to deploy because you hit a big bump, but you will want to make sure that if you have a high impact accident that they do deploy and keep you from hitting the windshield – or even the steering wheel, which can do a great deal of damage to your face. Sometimes, there will be multiple airbags. This includes side airbags, rear airbags, and other airbags throughout the car. This is the best way to make sure that you are safe in the event of an accident. Wearing a seat belt is usually not enough. Automatic airbags are a must when it comes to safety features.

 

Another important safety feature is rear view cameras. This will help you when you are backing up or trying to parallel park. It will help you to make sure that you can see what you are working with when backing up.  You may not have adequate vision from your side and rear view mirrors.  This is why having cameras can be a great idea. Some cars come equipped with this, and others may not. Usually the newer more advanced cars will have them. If not, you can inquire about them when purchasing your car. 

 

Aside from rear view cameras, you will also want to have some sort of night vision features. This will help you to make sure that you can see further in the dark. This is important when driving on older, less populated roads that wind and curve. You will want to make sure that the car is equipped with this. Most of the time this is known as the “brights” when you are using your headlights. 

 

Tire pressure monitors are also important. When you are driving, you need to ensure the proper amount of pressure in each of your tires. This can help you to remain safe, especially when driving at higher interstate speeds. You will be able to ensure that you do not have an accident due to improper tire pressure. If you do not have this feature on the car, then you should regularly check your air pressure in the tires manually. 

 

A less common feature is something that will help prevent your car from rolling over when you take a sharp turn or have an accident. A system known as electronic stability control can help with this. Ask your dealer if they provide this in any of their cars. 

 

As you can see, there are some essential features that you should check on before purchasing your vehicle to ensure that it is safe for you and your passengers. If you do not consider this, then you may not have the adequate safety features that are needed to ensure proper and safe travel. There are many other safety features that cars should have.

 

 

38. The Importance of Engine Size

 

Many individuals who are not very familiar with cars do not realize the importance of selecting the right size engine in a vehicle when making a selection. You should make sure that the engine is powerful enough to run the vehicle and anything you might need to tow such as a trailer or caravan. Otherwise you risk burning out the engine quickly as well as being dissatisfied with your driving experience.

 

The amount of horsepower than an engine has will have a direct relation to the amount of time it takes for the car to reach maximum speed. Usually people do not need a high powered vehicle unless they are going to be doing a lot of off-road traveling. People usually find out how old  the vehicle is to establish whether or not the engine will need to be replaced soon after they purchase the vehicle.

 

You also need to make sure that the engine is properly lubricated so that they do not burn it out when they are trying to travel long distances. Establishing the type of oil that the engine block needs to be lubricated with his usually a good idea so that people are not using the wrong type of solution inside their car. Individuals should also investigate how much it will cost to replace an engine if they are purchasing a used car and figure out whether they have the money to do so in an emergency situation.

 

Sometimes people need to think about whether or not they want to have a extremely modern vehicle. Hydraulic powered vehicles are becoming more popular over the last several decades. Electric vehicles are also gaining popularity because people are concerned about the amount of pollution that is being created by more traditional vehicles. Finding out how much money you can save by having a car that uses an alternative energy source is quite often advantageous.

 

People must also figure out whether or not their vehicle will use diesel fuel or regular gasoline. Usually vehicles that use diesel fuel are more powerful but will also be more expensive to take care of in the long run. If you are concerned about the amount of money that you will need to spend, it is usually better to consider a more compact engine. Those who do not understand the different types of engines may want to have a friend that is extremely knowledgeable about vehicles come along with them when they are trying to choose their transportation source.

 

 

39. Things to Budget for When Purchasing a New Car

 

Individuals have many things to budget for when they are choosing to buy a new car. People must take into account the amount of money that they make a weekly basis before they make this type of purchase. Usually an individual will spend approximately 20% of their disposable income on car related expenses. Doing some advance planning is extremely necessary so that you do not become overwhelmed with your car related costs.

 

Some people can hire a driver if they have a lot of extra money. This is usually not an option for the majority of people because they are not financially well-off enough to have such a luxury. Most people have to get some sort of financial assistance in order to be able to purchase the vehicle. The majority of experts recommend having at least 3 to 6 months worth of payments to put down on a vehicle before making the purchase.

 

People must also consider the insurance that they must buy in order to be on the road legally. The type of car that they choose to purchase has a lot to do with how much they will pay per month in insurance related costs. People must also factor in registration to their transport related budget. Inspection is also part of the equation that people must consider when they are purchasing a vehicle.

 

If you have to get a loan to buy the car you will have to pay interest on it and this adds to the cost. Smart individuals usually investigate all of their options before making a payment agreement so that they can get the least amount of interest. Many times people can handle all of the details with a dealership before they sign the paperwork so they can get a low interest rate on their car loan.

 

People also need to make sure that the oil and brake fluid in the car are changed on a regular basis. Having a tire replacement budget is usually a good idea for individuals who live in an area that has a lot of rough terrain. When a person makes a choice in regards to the type of vehicle that they are going to buy they should also consider the possible problems that they may have with the machine.

 

Doing an investigation regarding the cost of vehicle repairs is also imperative so that you know how much you will have to save to cope with an emergency situation.

 

 

40. Tips to Buying a Car for a Teen

 

There are many things to consider when purchasing a car for a teenager. The reliability of the car is extremely important so that the young person driving the vehicle is safe at all times. It is a good idea to make sure that the engine is functioning properly so that people do not have to worry about accidents taking place.

 

Usually it is a good idea to verify the brakes are working in proper fashion so that teenagers do not have to worry about being unable to stop in emergency situations. Experienced drivers are usually able to deal with various weather conditions when they are driving. Younger people may have difficulty dealing with these conditions because they do not have enough experience behind the wheel.

 

Teenagers usually do better when they have access to an automatic transmission vehicle. Using a manual transmission takes a lot of precision and can be very difficult for younger people to master unless they were taught to drive this type of vehicle from the beginning. Making sure that the vehicle always has brake fluid in it and that the teenager clearly understands the signs that there are problems with the vehicle is also extremely important.

 

Sometimes it is a good idea to consider a smaller vehicle so that the teenager does not have as much trouble parallel parking. Smaller vehicles also tend to allow more control when steering. It is usually a good idea for a parent to go along and make sure that the teenager is able to handle the vehicle before purchasing the machine. When a teenager is not comfortable behind the wheel they often will become nervous and make unnecessary mistakes.

 

Parents may also want to consider the price of the vehicle. Sometimes taking into account the amount of money that will need to be invested in a vehicle is also important so that the vehicle can stay in top condition as long as possible. Verifying that an insurance company considers the vehicle to be safe before purchasing it is also a good idea.

 

Parents want to make sure that there are working airbags and seatbelts in the car. Safety measures should be very important so that young people are not in any unnecessary danger when they are driving. The majority of parents become very overwhelmed when they are trying to choose the right vehicle for their children, but these few tips should help.

 

 

41. What Extras Should You Have on Your Car

 

When you are purchasing a car- whether new or used- there are some extras that you will have to choose from. You may wonder which ones you should have verses the ones that you may not want to have. The truth is, you really do not have to have any extras. This is why they are called extras. They are not something that you cannot live without- however they can make your driving experiences better. 

 

This is why you should choose carefully when you decide what to add to your car when you purchase it. There are many different things to choose from. Some cars may have more or less options than other cars. This is something that you will want to consider when purchasing a vehicle. 

 

First of all, you should know that most of the time they will cost you more money. If you purchase a car that is fully loaded, then you will find most of the extras, if not all of them, already included in the price of the car. This is why the price of a fully loaded car is more than the base model of the car. 

 

Some extras are simple, while others may be more extravagant.  Even power windows and locks are considered to be extras on the car. This is something that even base models of cars have sometimes. These are definitely must haves on cars. This is because it is something that you will definitely use on a day to day basis.  Included in the power options are power windows, power locks, air conditioning, power steering, power seats. These are all convenience items that you will be glad to have.  In order to ensure that you get the most out of your car- ensure that you have the add ons when you purchase your vehicle.

 

Aside from power options, you may want to add on some stereo and entertainment options. That means that you will be able to listen to music on the CD player and stereo. Some cars will give you options including multiple disc players that will hold up to six CDs at once.  This is very convenient if you listen to CDs a lot instead of the radio.  You will also be able to have AV plug ins that will allow you to listen to MP3 players and other music options through this outlet. 

 

That said, some people also want to find DVD players and other entertainment options for the back seat. This can be a must have if you have kids that enjoy watching movies when you are on road trips.  This can be a lifesaver. If you do not have this included in the vehicle, you can often times find some that will attach to the backs of the seats in the car. This is something that you can consider later if you do not want it built in to the actual car.

 

Another popular feature, or extra, for cars is a sunroof.  Sunroofs are completely for convenience and style. Some people enjoy riding with the sunroof open during the summer to let the breeze in. It can be refreshing, and is something that a lot of people consider that they must have in their car. This is because it can be seen as a luxury item. If the car that you are looking at does not have one, and you want one, you can often times have one installed. 

 

Other extras revolve around the exterior of the car. These include things such as custom paint jobs and window tinting. Window tinting is something that a lot of people prefer to have not only for privacy reasons, but also because it makes the car look better. Cheaper extras include tiny round add-on mirrors to attach to your external mirrors that give a wider range of sight, different mud flaps, rear spoilers and a different muffler system.

 

As you can see, there are a lot of extras that you can choose from. Some may be more necessary for you to have than others. That is why you have the option to have them or not to have them. Decide what you want to have and choose carefully so that you get the most car for your money. You will likely spend a little more for the extra features.

 

 

42. Why Bother With Car Seat Covers

 

Many people wonder when they purchase a car, new or used, if they should invest in car seat covers. This is something that some people see as unnecessary and just an added expense that they do not want to deal with after purchasing their car. Well, when you think about it, do you do the necessary things to make sure that the exterior of the car is staying in good shape? Why would you not want to do the same with the interior? 

 

There are many things that can cause the seats to have wear and tear.  The best ways to avoid this is to get some sort of seat covers that will protect the seats. If you do not do this, then you may find that the seats become torn, dirty, or worn. This is something that will greatly depreciate the value of your car and you will want to avoid this at all costs. Not to mention, it will make your car look older than it really is. 

 

When you are investing time in cleaning out your car and vacuuming the interior, you will want to pay close attention to the seats. They are susceptible to many stains and other damages. For instance, drink spills can be detrimental to cloth seats. When you have cloth seats, they are easily stained. If you have kids, this is especially important. Kids can be careless when it comes to eating and drinking in a car. If you allow them to eat and drink in the car, then they are likely to spill things.  There are some things that will stain, and no matter how much you scrub and clean it will not come out of the seat. Getting the seats shampooed may help, but that can be quite costly. The seat covers are a much more affordable option – and they are washable. 

 

Another thing that you will have to consider is grease and oil stains from foods from fast food restaurants.  Fast foods are what are most commonly eaten in the car. If you drop that French fry, it is sure to leave a grease spot on your seats. Grease spots are really hard to get out of anything- let alone car seats. Condiments can also cause large stains. Ketchup is one of the most commonly spilled things on car seats.  It drips from the burger that you were eating for lunch and then you find yourself with a sticky red stain in the seat. 

 

Leather seats are much easier to clean, but you will still see that seat covers can be ideal. First of all, it will cut down on the seats being as hot in the summer when you get in the car. You will also warm them up a bit in the winter. If you think about it the benefits of seat covers are twofold, not only will they keep the original car seats clean, but they will make you more comfortable

 

Aside from protection, you may want to personalize your car a bit. You can start by getting steering wheel covers, hanging cute things from the rear view mirror, and getting stylish car seat covers. This is a great way to show your personality when you are driving. You will find that it will help you to be comfortable in the car as well. You can even find some seat covers that have back massagers in them. While driving, you will have a plush comfortable seat cover to help keep you comfy. This is especially great when you are going on long road trips. 

 

As you can see, there are many different advantages to going with car seat covers for your new investment. When you think about it, it will not only protect the investment, but it will also let you have a great looking interior to your car. This is something that most people do not think about when first purchasing a car. The best thing to do is make sure that you are getting them when you first get the car and keeping them on all the time – except when they are being washed. It is the best way to maintain constant protection to your car seats when you need it the most. Find the ones that suit your personality, and you will be sure to love them.

 

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43. Why People are Interested in Hybrid Vehicles

 

There are many reasons people become interested in hybrid vehicles. The majority of people are interested in these vehicles because they are better for the environment and they can also get better gas mileage when using these cars. Often people become more interested in the amount of gas mileage that they are using when they are trying to make sure that a car is going to sustain them long term for their traveling needs.

 

Many times people need to do a decent amount of research before they make a decision about whether to buy a certain model. Sometimes dealers will exaggerate the claims as far as gas mileage. People need to do their own investigation so that they can learn which models will be best for their individual needs. It is also very important for people to consider the differences in mileage on a highway instead of side streets.

 

Individuals can also save money on lower maintenance costs. Statistics seem to indicate that people can save a couple hundred dollars per year over the life of vehicle. If an individual is willing to invest a few thousand more dollars up front they will be more likely to get more out of their vehicle. People also have the option of buying these vehicles because they are going to get tax breaks.

 

The government is very interested in people choosing to buy vehicles that will be good for the environment. When an individual chooses to make this type of purchase they are making an investment in the future. People also can benefit from having a lower level exhaust emissions being placed into the environment. This is beneficial because the quality of air that people breathe will be dramatically improved when they choose to purchase these types of cars.

 

Getting this type of vehicle fixed is usually accomplished more quickly than a traditional car because the parts are smaller and easier to handle. Once a mechanic becomes comfortable dealing with these types of vehicles they will be able to get work done very fast. This is beneficial for individuals that do not want to lose access to their vehicle for an entire day when repairs need to be completed.

 

People also have the knowledge that they are near the cutting edge of technology when they choose to purchase these cars. Individuals usually appreciate the opportunity to try something new in terms of transportation options.

 

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#44. When Buying a New 4x4

 

Buying a new 4x4 can be an enjoyable and rewarding experience. To help the first time or even veteran purchaser of a 4x4, there are five, proven tips to be concerned about.

 

1. Price:

 

Nobody wants to pay more for a 4WD than they feel it's worth. It's equally important not to go over a buyer's budget when shopping for such a vehicle. The key point to watch out for with price is if the buyer feels he's getting enough value for the amount of money he has to pay. A new 4x4 is usually only purchased at a new car dealership, not through a private party, so the buyer can rest assured that the vehicle will be sold in superb condition, as it was just shipped from the factory. But to pay too much for an upscale, high end 4x4 just for status stake doesn't make much sense when all the driver really needs is a capable, lower priced one.

 

2. Resale Value:

 

It's important that the buyer does some research and homework before purchasing into how a specific 4 x 4 holds its value over the many years he'll usually be owning it. Some models from certain manufacturers simply maintain higher resale prices than others. No buyer wants to spend more for a 4 x 4 that will dramatically depreciate over just a few, short years. He wants to be able to obtain a significant amount when he sells it or trades it in down the road.

 

3. Comfort:

 

Some 4x4 vehicles have a much harsher ride than others. But there are drivers who enjoy and actually prefer this. For those who don't, it's important to not only perform due diligence both online and from the automotive magazines, but to actually test drive the four wheel drive before making a final decision to purchase it or not. For families with children who drive it a lot, they'd most likely prefer a much softer ride, while those drivers who take it off road would require and demand a harsher comfort level.

 

4. Fuel Consumption:

 

The biggest and heaviest of the 4x4 vehicles have the greatest consumption of petrol. If a buyer has the disposable income to accommodate these higher fuel prices, then it might not be problematic to purchase a huge 4WD. But if a driver is on a budget or he drives long distances every day, he should only consider those models which have the best fuel efficiency; otherwise he'll be getting in over his head financially. More efficient fuel consumption is also much better for the environment. This is another factor that should be taken into consideration upon purchase.

 

5. Size:

 

Some of the new 4x4 vehicles out there are so tall, long and wide that they're extremely difficult to drive and park. But if a driver is a large sized individual, he may only be able to fit inside a 4WD with the most interior space and legroom, so he may be wise to opt for a larger SUV. Also, families that use the four wheel drive a lot or people who regularly carry many large items in their 4x4 might want to consider one of the larger models out there. For those buyers who enjoy more passenger room in the back seatsScience Articles, they'd most likely prefer the larger types of these vehicles as well. This factor is all a matter of personal preference based on the owner's needs and desires.

 

 

#45. How to find the best car dealers for new car deals

 

There are many ways to find the best car dealerships for new car deals, but the most efficient and productive methods of searching for a new car begin and end on the internet. Using the web as your primary resource for automobile prices and deals will make the process of shopping for a new car much simpler and more rewarding.

 

Everyone tends to drive near or past a local car dealership or two in their daily routine. However, those are not the only car dealers that have good prices. Many of us see new car deals on television commercials, but those, again, are not necessarily the only deals that exist on new cars.

 

The advent of the internet and merchant websites has allowed customers to find anything they want with just a few clicks of the mouse. Using your favourite web search engine, you can find all the best new car deals in your area.

 

The best first step in the process is to search for the car that you are looking for. If you feel as though you want one specific type of car, then you should search for only that car. If you need a particular brand that is what you should search for. Perhaps you want a certain type of vehicle or a certain colour. That is what you would search for.

 

Including your location in the search will return many more car dealerships than you may have realized were there. You will get results for locations that are relatively close to where you are, and you will also get a chance to shop each dealership's website.

 

Most car dealers will have a website that has their entire inventory listed. You will have an opportunity to read the description and features of almost every car on their lot. This allows you, the customer, to see what is available without spending your time driving from one place to another.

 

You will have the chance to compare as many new car deals as you like before you must go and test drive the vehicle. Not only will you be able to see every new car deal in your area, but you will be able to do most of the shopping from your computer. This will not only save time, but it will save money when you get a great new car deal.

 

 

#46. How To Find Great Deals At A Used Car Dealer

 

Finding the perfect car doesn't mean that you have to go to a new car lot. You can find some really great bargains from many used car dealers, if you take the time to look.

 

Purchasing a car has never been easier, yet in order to make sure you are getting the vehicle of your dreams, there are some things you should know about how to find it. There are thousands of car dealerships all over the world, and many of them claim to be able to get you in the perfect vehicle. Before you decide to make any auto purchase, it is important for you to take a few precautions when going to a used car dealer.

 

Even though you are in the market for a vehicle upgrade, you don't have to buy a brand new vehicle. They are nice to own, but often cost a fortune to purchase and maintain. Brand new vehicles also depreciate quite a bit the moment you drive them off of the lot. Why should you throw away money on a brand new vehicle that will be considered an older model in practically weeks? Savvy consumers may desire brand new vehicles, but they take the high road and purchase either a used or pre-certified used vehicle.

 

Used car dealers have many great vehicles that are often priced very well. Don't let the term "used" fool or mislead you. Some of the used vehicles you find on a car lot may only have a few hundred miles on them. Someone originally purchased the vehicle new and decided a few days later that they no longer wanted it. Used cars are a lot more affordable than any other automobiles. When the rate of depreciation is taken into consideration on a new car, you are saving thousands of dollars for essentially the same kind of vehicle.

 

The used car buying process is a lot less complicated than that at a new dealership as well. There are no high pressured tactics to force you into getting a vehicle you don't want, no need to worry about paying an exorbitant amount of money for a vehicle you are not entirely sure about, and no pushy salespeople who try to convince you to purchase extra options that you originally had no intention of acquiring.

 

When you go to a used car dealer, you have more buying power. You have complete control over your situation. You can browse the selection of available cars and test drive a few that catch your eye. If you want, you can even have your auto mechanic check them out to ensure that they are mechanically sound. If you like what you see, you can proceed to going over the financial details that are involved in buying the vehicle.

 

Many used car dealers are flexible on the asking price for their vehicles, as long as you don't try to lowball them too dramatically. Remember that you are only paying a fraction of what it costs to purchase a new factory vehicle; you are already saving over ten thousand dollars on most used cars. You have a little wiggle room left where you can negotiate an even lower price. Take your time , you'll be glad you did!!!

 

 

The Surprise Bonus

 

Note Click or Copy & Patse the link into your browser.

 

Top Secret Car Secret*** Buy Cars 50% - 90% Off Sticker Price: (Don't Pass This Up - Very Recommended)

Go to: http://tinyurl.com/lba6o3y

 

"Car Auction Inc" ~  Find Bargains from Over 5,000 Auction Resources In Your Area...This Is the Real Deal! Sign up today!

Go to: http://tinyurl.com/n5vvok6

 

Good Luck!

And Thank You,

Terry Clark

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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