Take Creditors and Collection Agents to Small Claims Court by Community Members at Debt Consolidation Care - HTML preview

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Go for the out-of-court settlement first

Accept their proposal for out-of-court settlement if they give you one. Or else you propose them for the same before going to court.

The judge needs to understand that you are in a problem and that you have tried your best to resolve the matter on your own. Only after much harassment are you seeking the help of the court. The judge must get an idea of how much anxiety and stress you are going through. To achieve this, you must possess the necessary proofs of your negotiation with them.