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The Publisher and the Author have endeavored to be as accurate and complete as possible in creating this book. However, neither the Publisher, the Author, nor the Distributor warrants or represents at any time that the contents within are accurate due to the rapidly changing nature of the law, of financial best practices, and of Internet.
While all attempts have been made to verify information provided in this publication, the Publisher, the Author, and the Distributor assume no responsibility for errors, omissions, or contrary interpretation of the subject matter herein. Any perceived slights of specific persons, peoples, or organizations are unintentional.
This book is a common sense guide to improving your personal finances. In practical advice books, like anything else in life, there are no guarantees of any particular benefit, including specific savings or income. Readers are cautioned to reply on their own judgment about their individual circumstances to act accordingly.
This book is not intended for use as a source of legal, business, accounting or financial advice. All readers are advised to seek services of competent professionals in legal, business, accounting, and finance field.
Published, edited, and distributed by Necessary Virtues Personal Finance. Visit us online for personal finance information and resources. Click any of the links in this book while online to connect immediately to the web sites mentioned by the author. See the Appendix for a convenient list of helpful online resources. Subscribe to the free “Your Money Plan” newsletter.
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