Knowing what’s on your credit report is the fastest way to gain the understanding of your current financial health. There are several ways to get your credit report but the fastest is online access.
You can also receive different credit reports from each individual reporting agency. I prefer the tri merge credit report it shows you the blended results from all 3 of the major credit reporting agency.
If you are totally unfamiliar with credit you can look at the dictionary meaning summed up as this…