Insurance guards your investments and money. Like when you insure your house and other assets, you safeguard your properties from misfortunes.
When you invest your money, keep them in banks with good insurance policies. Most banks guarantee deposits up to $100,000 per person. In that amount, it is wise to spread your money across many banks to get the best from insurance. The insurance does not only hold true to your money in banks but also to your other assets.