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General Non Fiction Ebooks

Your Worst Enemy

Downloads: 322         Pages: 196

Published: 1 year ago

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Author: Jacobus Kotze


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This book is about the way defaulters are treated by their bank once they fall on hard times and cannot pay the instalment anymore. There are many legal rights which offer good protection against abuse and this book explains them all in clear non-legalise English. The author refers to banks as your worst enemy and their debt collectors as the hounds from hell to explain the professional relationship between you and your bank based upon sincere mutual mistrust from day one. Based on cases he dealt with during the last 15 years in his legal consultancy this is not fiction. It is written in his usual politically incorrect and frank manner it is of interest to anyone who ever suffered abuse from his worst enemy.


Jacobus Kotze

K is a legal professional with more than 20 years’ legal & management experience in South & West African jurisdictions. He obtained his B Iuris & LLB in 1997 from the University of the Orange Free State (Bloemfontein, South Africa) and was an admitted attorney in the High Court of South Africa between 1998 and 2006 after which he worked as legal adviser & risk manager for various companies in South Africa and Nigeria. Before that he was a member of the South African Police for six years. K was awarded the South African Police Medal for Combating Terrorism twice during his service years besides lesser awards. K is the owner of JKLS Africa, an exclusive legal consultancy specializing in legal risk reduction in African jurisdictions based in South Africa and a frequent speaker on legal forensics on Voice of America. His favorite pastime is Military History and particularly the American Civil War which he finds much less boring than law.

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