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The Wise Investor

however, that the man could never have survived for several
months in the desert alone, and so it was accepted that the
story must be true.
After much discussion between the valley people, an
expedition was launched to contact the other valley. The
strongest horses where loaded with large amounts of food
and water, and a small group of people set out in search of
the other valley.
Contact was made, and the first real meeting between
the people of the two valleys took place. Over the next few
years, the language barrier was broken and regular contact
was established between the two valleys.
Although they were similar in many ways, there were
differences too. Some products were more developed in one
valley than the other. Silk, for example, was widely used in
the second valley, and the clothing was finer than anything
that the people of the first valley possessed.
The machinery in the first valley, however, far surpassed
the machinery in the second valley. Thus, over time, brave
and enterprising people set up trade between the two
Wells were dug along the route between the valleys, and
over time the journey became a commonplace occurrence.
There was only one major problem with the trade between
the valleys. Each valley had developed their own currency,
and this was used exclusively for buying and selling.
The earliest trade between the valleys was done by the
old method of swapping goods, but all the limitations of this
approach soon reared their ugly heads.
The goldsmith who had created the first bank had been
watching these developments with interest. He was a very
old man now, but one of the most powerful, wealthy and
respected men in the valley.
In the early days, he had avoided trade between the
valleys because of the risks and expense involved. Now that
the route was better known, however, his agents were
regularly seen travelling between the valleys with goods to