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The Turning Point


This book may not by way of trade or otherwise, be lent, resold, hired out, or
otherwise circulated by telecommunication or other means without the
publishers consent.
ISBN13 978-2-9535347-3-3
Cover image Lloyds of London by Sumpinein
BANKSTERBOOKS
To Tilla, Selma, Eléonore, Noé, Xaver, Elyas, Adélé
Economics was invented in order to mak e astrology look respectable.
John Kenneth Galbraith
For a number of diseases, 20% of the population account for around
80% of the disease spread. The present financial epidemic has broadly
mirrored those dynamics.
Epidemiology provides a second k ey lesson for financial policymak ers
– the importance of targeted vaccination of these 'super-spreaders' of
financial contagion. Historically, financial regulation has t ended not to
heed that message.
Andy Haldane
Bank of England
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