The Confidential Credit Card Report
The Authorities Are Hiding From You!
VOLUME 1
Introduction to Credit Cards:
Credit cards are a great financial tool, offering many benefits:
• They can be safer and more convenient to use and carry than cash
• Credit cards offer the ability to buy goods and services now and pay for them
later
• They have valuable consumer protections under the law
• Major credit cards are accepted by merchants around the world
• They may provide a source of cash or payment in an emergency
• Credit cards can guarantee hotel or travel reservations
• If you are not happy with a purchase you made using a credit card, you may
have the right to withhold payment until the problem is resolved
At the same time, having a credit card is a big responsibility. If you do not use it
carefully, you may owe more than you can repay, damage your credit report, and
create credit problems for yourself that can be difficult to fix.
To qualify for a credit card you must be at least 18 years old and have a regular source
of income. Despite invitations from credit card issuers, you will still have to
demonstrate that you are a good risk before they grant you credit. The proof is in your
credit report.
Before you submit a credit card application, you may want to obtain a copy of your
credit report to make sure it is accurate. If you are new to this country and you do not The information in this section will help you make informed decisions about credit
cards, including how to compare credit cards, terms to focus on in credit card offers,
and steps for identity theft protection.
For Best Credit Card Reviews, Comparisons
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