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Emergency Quick Cash


Calm must take center stage. You must NEVER allow yourself the luxury of panic. There is
no one there for you to just take over. You are all you have.
The more you panic, the less effective you will be. You need to keep a very clear head to be
able to sit down and come up with an appropriate plan. Be aware of your own tendency to
sabotage your plans further. It is only when you are at your most calm that you will be
prepared to get to where you need to be and then overcome.
Being Calm is the First Key to Managing a Money Emergency
At even the first hint of a money emergency, it’s important not to act right away. If you do
you will inevitably make a mistake! First, before you can manage your finances again, you
have to first manage your emotions. You absolutely must regain your balance before you
can even begin to make a plan.
If your money emergency demands that you act quickly, think first about seeking the
advice of a debt counselor, money coach or financial planner. Whenever possible think
about seeking out the aid of a financially perceptive friend or family member who can help
you to come to a clearer perspective.
Remember the old adage that “two heads are always better than just one!” You won’t need
to make a major cash investment if you’re strapped. Look for a planner who will give you a
one-hour consultation for $150. Often times this will be all you will need to securely turn
the corner.
Time to Crunch some Numbers
The first step toward establishing financial stability is to step back, take a deep breath and
assess the damage. Possibly one of the bigger mistakes people make when they’re in a
financial crisis is not being prepared to make a clear assessment of where they’re at.
You can easily become overwhelmed. However, totaling up the damage serves two
important purposes. First, you need to know exactly how much you owe, how much money
you have in hand and what it will take to cover the distance between the two. Second, you
will want to avoid any other mishaps, such as penalties, further repairs, missed deadlines,
etc.
If you are not properly prepared, you must become prepared on the spot. Any type of
money crisis will catch you unaware and you will feel cornered. Wouldn’t it be ideal to be
ready and waiting for the crisis? How likely is this to happen to you, though?
Most people will be at least somewhat prepared. If the crisis is not too dire, they will be
able to handle it ok. Some will be sunk from the get go. The idea is to not be overwhelmed
and to have a good plan of action, no matter how little or how a lot. You need to be entirely
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